Al Omaniya Financial Services SAOG Valuation

Is AOFS undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of AOFS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate AOFS's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate AOFS's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for AOFS?

Key metric: As AOFS is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for AOFS. This is calculated by dividing AOFS's market cap by their current earnings.
What is AOFS's PE Ratio?
PE Ratio	15.6x
Earnings	ر.ع3.33m
Market Cap	ر.ع52.04m

AOFS key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	6.2x
Enterprise Value/EBITDA	10.4x
PEG Ratio	n/a

Price to Earnings Ratio vs Peers

How does AOFS's PE Ratio compare to its peers?

The above table shows the PE ratio for AOFS vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	7.9x
NFCI National Finance Company SAOG	6.6x	n/a	ر.ع75.7m
TFCI Taageer Finance Company SAOG	4.9x	n/a	ر.ع28.5m
DIDI Dhofar International Development & Investment Holding CompanyO.G	10x	n/a	ر.ع89.6m
UFCI United Finance Company SAOG	9.9x	n/a	ر.ع20.3m
AOFS Al Omaniya Financial Services SAOG	15.6x	n/a	ر.ع52.0m

Price-To-Earnings vs Peers: AOFS is expensive based on its Price-To-Earnings Ratio (15.6x) compared to the peer average (7.9x).

Price to Earnings Ratio vs Industry

How does AOFS's PE Ratio compare vs other companies in the Asian Consumer Finance Industry?

1 Company	Price / Earnings	Estimated Growth	Market Cap

1 Company		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: AOFS is expensive based on its Price-To-Earnings Ratio (15.6x) compared to the Asian Consumer Finance industry average (14x).

Price to Earnings Ratio vs Fair Ratio

What is AOFS's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

AOFS PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	15.6x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate AOFS's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.