OIFC Stock Overview
Oman Investment & Finance Co. SAOG, an investment and services company, provides billing, collection, and debt factoring services for the electricity, water, and telecom services in the Sultanate of Oman and other GCC countries.
Oman Investment & Finance SAOG Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||ر.ع0.13|
|52 Week High||ر.ع0.17|
|52 Week Low||ر.ع0.12|
|1 Month Change||6.40%|
|3 Month Change||-10.14%|
|1 Year Change||4.72%|
|3 Year Change||12.71%|
|5 Year Change||-14.74%|
|Change since IPO||34.68%|
Recent News & Updates
|OIFC||OM Commercial Services||OM Market|
Return vs Industry: OIFC exceeded the OM Commercial Services industry which returned -6.6% over the past year.
Return vs Market: OIFC underperformed the OM Market which returned 14.9% over the past year.
|OIFC Average Weekly Movement||4.1%|
|Commercial Services Industry Average Movement||5.3%|
|Market Average Movement||3.7%|
|10% most volatile stocks in OM Market||6.5%|
|10% least volatile stocks in OM Market||1.8%|
Stable Share Price: OIFC is not significantly more volatile than the rest of OM stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: OIFC's weekly volatility (4%) has been stable over the past year.
About the Company
|1979||868||Said Bin Ahmed Safrar||https://www.oifcoman.com|
Oman Investment & Finance Co. SAOG, an investment and services company, provides billing, collection, and debt factoring services for the electricity, water, and telecom services in the Sultanate of Oman and other GCC countries. The company invests in real estate, equity securities, and other investments; and offers meter reading, bill printing, bill delivery, disconnection/reconnection, and bill collection services for electricity, water, telecommunication, and other sectors. It also supplies AMR smart meters and communication devices, as well as manages prepaid meter systems and vending solutions; provides debt purchase and recovery services; and offers prepaid recharge services, as well as collection and re-charge services for various e-platforms in the entertainment and fintech industry.
Oman Investment & Finance SAOG Fundamentals Summary
|OIFC fundamental statistics|
Is OIFC overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|OIFC income statement (TTM)|
|Cost of Revenue||ر.ع15.18m|
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
|Earnings per share (EPS)||0.014|
|Net Profit Margin||17.26%|
How did OIFC perform over the long term?See historical performance and comparison
6.0%Current Dividend Yield
Is OIFC undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 2/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for OIFC?
Other financial metrics that can be useful for relative valuation.
|What is OIFC's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does OIFC's PE Ratio compare to its peers?
|OIFC PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
AJSS Al Jazeira Services Company SAOG
OJOC Ojai Oil
8431 Superior Plating Technology
CTRG Catering International & Services Société Anonyme
OIFC Oman Investment & Finance SAOG
Price-To-Earnings vs Peers: OIFC is good value based on its Price-To-Earnings Ratio (9.8x) compared to the peer average (18.8x).
Price to Earnings Ratio vs Industry
How does OIFC's PE Ratio compare vs other companies in the Asian Commercial Services Industry?
Price-To-Earnings vs Industry: OIFC is good value based on its Price-To-Earnings Ratio (9.8x) compared to the Asian Commercial Services industry average (16.8x)
Price to Earnings Ratio vs Fair Ratio
What is OIFC's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||9.8x|
|Fair PE Ratio||n/a|
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate OIFC's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of OIFC when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: OIFC (OMR0.13) is trading above our estimate of fair value (OMR0.06)
Significantly Below Fair Value: OIFC is trading above our estimate of fair value.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
Analyst Forecast: Insufficient data to show price forecast.
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How is Oman Investment & Finance SAOG forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted Commercial Services industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Oman Investment & Finance SAOG has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
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- Check out Oman Investment & Finance SAOG's track record over time to understand how much the company has returned to shareholders and its earnings growth rate in the past.
How has Oman Investment & Finance SAOG performed over the past 5 years?
Past Performance Score4/6
Past Performance Score 4/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: OIFC has high quality earnings.
Growing Profit Margin: OIFC's current net profit margins (17.3%) are higher than last year (10.9%).
Past Earnings Growth Analysis
Earnings Trend: OIFC's earnings have declined by 3.6% per year over the past 5 years.
Accelerating Growth: OIFC's earnings growth over the past year (64%) exceeds its 5-year average (-3.6% per year).
Earnings vs Industry: OIFC earnings growth over the past year (64%) exceeded the Commercial Services industry 8.6%.
Return on Equity
High ROE: OIFC's Return on Equity (11.6%) is considered low.
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How is Oman Investment & Finance SAOG's financial position?
Financial Health Score1/6
Financial Health Score 1/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: OIFC's short term assets (OMR31.2M) do not cover its short term liabilities (OMR66.0M).
Long Term Liabilities: OIFC's short term assets (OMR31.2M) exceed its long term liabilities (OMR25.1M).
Debt to Equity History and Analysis
Debt Level: OIFC's net debt to equity ratio (200%) is considered high.
Reducing Debt: OIFC's debt to equity ratio has increased from 137.3% to 216% over the past 5 years.
Debt Coverage: OIFC's debt is not well covered by operating cash flow (2.2%).
Interest Coverage: OIFC's interest payments on its debt are not well covered by EBIT (0.3x coverage).
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What is Oman Investment & Finance SAOG current dividend yield, its reliability and sustainability?
Dividend Score 3/6
Cash Flow Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: OIFC's dividend (6.02%) is higher than the bottom 25% of dividend payers in the OM market (3.81%).
High Dividend: OIFC's dividend (6.02%) is low compared to the top 25% of dividend payers in the OM market (9.93%).
Stability and Growth of Payments
Stable Dividend: OIFC's dividend payments have been volatile in the past 10 years.
Growing Dividend: OIFC's dividend payments have increased over the past 10 years.
Earnings Payout to Shareholders
Earnings Coverage: With its reasonable payout ratio (58.6%), OIFC's dividend payments are covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: With its high cash payout ratio (819.1%), OIFC's dividend payments are not well covered by cash flows.
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How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Said Bin Ahmed Safrar
Mr. Said Bin Ahmed Safrar has been the Chief Executive Officer of Oman Investment & Finance Company SAOG since August 20, 2014. Mr. Bin Ahmed Safrar served as the Chief Customer Experience Officer at Omani...
Experienced Management: OIFC's management team is considered experienced (3 years average tenure).
Experienced Board: OIFC's board of directors are not considered experienced ( 2.2 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Oman Investment & Finance Co. SAOG's employee growth, exchange listings and data sources
- Name: Oman Investment & Finance Co. SAOG
- Ticker: OIFC
- Exchange: MSM
- Founded: 1979
- Industry: Diversified Support Services
- Sector: Commercial Services
- Implied Market Cap: ر.ع31.521m
- Shares outstanding: 237.00m
- Website: https://www.oifcoman.com
Number of Employees
- Oman Investment & Finance Co. SAOG
- PO Box 2476
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/08/08 00:00|
|End of Day Share Price||2022/08/08 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.