National Bank of Oman SAOG Balance Sheet Health
Financial Health criteria checks 4/6
National Bank of Oman SAOG has total assets of OMR5.0B and total equity of OMR701.0M. Total deposits are OMR4.0B, and total loans are OMR3.8B earning a Net Interest Margin of 2.7%. It has insufficient allowance for bad loans, which are currently at 4.4% of total loans. Cash and short-term investments are OMR579.7M.
Key information
7.1x
Asset to equity ratio
2.7%
Net interest margin
| Total deposits | ر.ع3.99b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ر.ع579.71m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NBOB's Assets to Equity ratio (7.1x) is low.
Allowance for Bad Loans: NBOB has a low allowance for bad loans (98%).
Low Risk Liabilities: 93% of NBOB's liabilities are made up of primarily low risk sources of funding.
Loan Level: NBOB has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: NBOB's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: NBOB has a high level of bad loans (4.4%).