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SNC

Southern Charter Financial GroupNZSE:SNC Stock Report

Market Cap

NZ$4.1m

7D

0%

1Y

n/a

Updated

26 Oct, 2021

Data

Company Financials
SNC fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance0/6
Financial Health6/6
Dividends0/6

SNC Overview

Southern Charter Financial Group Limited does not have significant operations.

Price History & Performance

Summary of all time highs, changes and price drops for Southern Charter Financial Group
Historical stock prices
Current Share PriceNZ$0.008
52 Week HighNZ$0.004
52 Week LowNZ$0.008
Beta0.070
1 Month Change0%
3 Month Changen/a
1 Year Changen/a
3 Year Changen/a
5 Year Changen/a
Change since IPO-60.00%

Recent News & Updates

Shareholder Returns

SNCNZ ITNZ Market
7D0%-0.8%0.5%
1Yn/a11.3%2.1%

Return vs Industry: Insufficient data to determine how SNC performed against the NZ IT industry.

Return vs Market: Insufficient data to determine how SNC performed against the NZ Market.

Price Volatility

Is SNC's price volatile compared to industry and market?
SNC volatility
SNC Beta0.070
Industry Beta1.65
Market Beta1

Stable Share Price: Insufficient data to determine SNC's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine SNC's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
n/an/an/a

Southern Charter Financial Group Limited does not have significant operations. Previously, it was engaged in the development and distribution of digital products and services that enable commercialization of the mobile and fixed web using various payment methods. The company is based in Wellington, New Zealand.

Southern Charter Financial Group Fundamentals Summary

How do Southern Charter Financial Group's earnings and revenue compare to its market cap?
SNC fundamental statistics
Market CapNZ$4.12m
Earnings (TTM)-NZ$117.62k
Revenue (TTM)n/a

0x

P/S Ratio

-36.4x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
SNC income statement (TTM)
RevenueNZ$0
Cost of RevenueNZ$62.79k
Gross Profit-NZ$62.79k
ExpensesNZ$54.83k
Earnings-NZ$117.62k

Last Reported Earnings

Mar 31, 2021

Next Earnings Date

n/a

Earnings per share (EPS)-0.00023
Gross Margin0.00%
Net Profit Margin0.00%
Debt/Equity Ratio0.0%

How did SNC perform over the long term?

See historical performance and comparison

Valuation

Is Southern Charter Financial Group undervalued compared to its fair value and its price relative to the market?

1.99x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate SNC's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate SNC's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: SNC is unprofitable, so we can't compare its PE Ratio to the Oceanic IT industry average.

PE vs Market: SNC is unprofitable, so we can't compare its PE Ratio to the NZ market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate SNC's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: SNC is good value based on its PB Ratio (2x) compared to the XO IT industry average (3.4x).


Future Growth

How is Southern Charter Financial Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

47.8%

Forecasted Software industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Southern Charter Financial Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Southern Charter Financial Group performed over the past 5 years?

-2.7%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: SNC is currently unprofitable.

Growing Profit Margin: SNC is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: SNC is unprofitable, and losses have increased over the past 5 years at a rate of 2.7% per year.

Accelerating Growth: Unable to compare SNC's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: SNC is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (1.9%).


Return on Equity

High ROE: SNC has a negative Return on Equity (-5.68%), as it is currently unprofitable.


Financial Health

How is Southern Charter Financial Group's financial position?


Financial Position Analysis

Short Term Liabilities: SNC's short term assets (NZ$2.1M) exceed its short term liabilities (NZ$83.4K).

Long Term Liabilities: SNC has no long term liabilities.


Debt to Equity History and Analysis

Debt Level: SNC is debt free.

Reducing Debt: SNC has not had any debt for past 5 years.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: SNC has sufficient cash runway for more than 3 years based on its current free cash flow.

Forecast Cash Runway: SNC has sufficient cash runway for more than 3 years if free cash flow continues to grow at historical rates of 62.5% each year


Dividend

What is Southern Charter Financial Group current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate SNC's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate SNC's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if SNC's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if SNC's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of SNC's dividend in 3 years as they are not forecast to pay a notable one for the NZ market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.8yrs

Average board tenure


CEO

Southern Charter Financial Group has no CEO, or we have no data on them.


Board Members

Experienced Board: SNC's board of directors are not considered experienced ( 2.8 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Southern Charter Financial Group Limited's employee growth, exchange listings and data sources


Key Information

  • Name: Southern Charter Financial Group Limited
  • Ticker: SNC
  • Exchange: NZSE
  • Founded: NaN
  • Industry: IT Consulting and Other Services
  • Sector: Software
  • Market Cap: NZ$4.119m
  • Shares outstanding: 514.89m

Location

  • Southern Charter Financial Group Limited
  • Tower Building
  • Level 2
  • Wellington
  • 6011
  • New Zealand

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/26 06:02
End of Day Share Price2021/08/20 00:00
Earnings2021/03/31
Annual Earnings2021/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.