Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
It is not possible to calculate the future cash flow value for
Southern Charter Financial Group. This is due to cash flow or dividend data being
unavailable. The share price is
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.
The amount the stock market is willing to pay for
Southern Charter Financial Group's
is considered below, and whether this is a fair price.
Price based on past earnings
Southern Charter Financial Group's earnings available for a low price, and how does
this compare to other companies in the same industry?
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Southern Charter Financial Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.
Show me the analysis anyway
The future performance of a company is measured in the same way as past
performance, by looking at estimated
and how much profit it is expected to make.
Future estimates come from
professional analysts. Just like forecasting the weather, they don’t always get
Expected Software industry annual growth in earnings.
Earnings growth vs Low Risk Savings
Southern Charter Financial Group
expected to grow at an
Unable to compare Southern Charter Financial Group's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
Unable to compare Southern Charter Financial Group's earnings growth to the New Zealand market average as no estimate data is available.
Unable to compare Southern Charter Financial Group's revenue growth to the New Zealand market average as no estimate data is available.
Unable to determine if Southern Charter Financial Group is high growth as no earnings estimate data is available.
Unable to determine if Southern Charter Financial Group is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can
be gauged below. We look back 3 years and see if they were any good at
predicting what actually occurred. We also show the highest and lowest estimates
looking forward to see if there is a wide range.
Southern Charter Financial Group's performance over the past 5 years by checking for:
Has earnings increased in past 5 years? (1 check)
Has the earnings growth in the last year exceeded that of the
industry? (1 check)
Is the recent earnings growth over the last year higher than the average annual growth over the
past 5 years? (1 check)
Is the Return on Equity (ROE) higher than 20%? (1 check)
Is the Return on Assets (ROA) above industry average? (1 check)
Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent
earnings report. Some checks require at least 3 or 5 years worth of data.
Southern Charter Financial Group
has a total score of
0/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
A company's financial position is much like your own financial position,
it includes everything you own
The boxes below represent the relative size of what makes up
Southern Charter Financial Group's finances.
The net worth of a company is the difference between its assets and liabilities.
Southern Charter Financial Group is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
Southern Charter Financial Group has no long term commitments.
This treemap shows a more detailed breakdown of
Southern Charter Financial Group's finances. If any of them are yellow this
indicates they may be out of proportion and red means they relate to one of the
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
Low level of unsold assets.
Southern Charter Financial Group has no debt, it does not need to be covered by short term assets.
Nearly all companies have debt. Debt in itself isn’t
however if the debt is too high, or the company can’t afford to pay the interest
on its debts this may have impacts in the future.
The graphic below shows equity (available funds) and debt, we ideally want to
see the red area (debt) decreasing.
If there is any debt we look at the companies capability to repay it, and
whether the level has increased over the past 5 years.
Is Now The Time To Bet On The Real Estate Sector And Southern Charter Financial Group Limited (NZE:SNC)?
Southern Charter Financial Group Limited (NZSE:SNC), a NZDNZ$0.00 small-cap, is a real estate company operating in an industry which is the most prevalent industry in the global economy, and as an asset class, it has continued to play a crucial role in the portfolios of various investors. … See our latest analysis for Southern Charter Financial Group What’s the catalyst for Southern Charter Financial Group's sector growth? … If you’re looking for a high-growth stock with potential mispricing, it seems like real estate companies like Southern Charter Financial Group isn’t the right place to look.
Is Southern Charter Financial Group Limited's (NZE:SNC) 26.45% ROE Good Enough Compared To Its Industry?
View our latest analysis for Southern Charter Financial Group What you must know about ROE Return on Equity (ROE) weighs Southern Charter Financial Group’s profit against the level of its shareholders’ equity. … For now, let’s just look at the cost of equity number for Southern Charter Financial Group, which is 11.54%. … Southern Charter Financial Group’s above-industry ROE is encouraging, and is also in excess of its cost of equity.
Southern Charter Financial Group Limited does not have significant operation. The company intends to acquire business in the financial services sector. Previously, it was engaged in the development and distribution of digital products and services that enable commercialization of the mobile and fixed Web using various payment methods. The company is based in Auckland, New Zealand. Southern Charter Financial Group Limited is a subsidiary of Golden Tower NZ Limited.
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.