Aprila Bank Balance Sheet Health
Financial Health criteria checks 5/6
Aprila Bank has total assets of NOK1.1B and total equity of NOK216.7M. Total deposits are NOK821.2M, and total loans are NOK819.8M.
Key information
4.9x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | kr821.24m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 10.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | kr70.78m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: APRILA's Assets to Equity ratio (4.9x) is low.
Allowance for Bad Loans: APRILA has a sufficient allowance for bad loans (106%).
Low Risk Liabilities: 97% of APRILA's liabilities are made up of primarily low risk sources of funding.
Loan Level: APRILA has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: APRILA's Loans to Deposits ratio (100%) is appropriate.
Level of Bad Loans: APRILA has a high level of bad loans (10.3%).