Trøndelag Sparebank Past Earnings Performance

Past criteria checks 4/6

Trøndelagrebank has been growing earnings at an average annual rate of 18%, while the Banks industry saw earnings growing at 15.1% annually. Revenues have been growing at an average rate of 26.9% per year. Trøndelagrebank's return on equity is 6.7%, and it has net margins of 21.9%.

Key information

18.0%

Earnings growth rate

n/a

EPS growth rate

Banks Industry Growth	10.2%
Revenue growth rate	26.9%
Return on equity	6.7%
Net Margin	21.9%
Last Earnings Update	30 Jun 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Trøndelag Sparebank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OB:TRSB Revenue, expenses and earnings (NOK Millions)
Date	Revenue	Earnings	G+A Expenses
30 Jun 24	302	66	131
31 Mar 24	289	58	126
31 Dec 23	248	44	110
30 Sep 23	212	46	82
30 Jun 23	171	46	63
31 Mar 23	136	33	53
31 Dec 22	131	35	50
30 Sep 22	133	36	50
30 Jun 22	130	37	48
31 Mar 22	127	39	48
31 Dec 21	123	38	46
30 Sep 21	111	33	42
30 Jun 21	108	33	39
31 Mar 21	102	32	36
31 Dec 20	94	28	35
30 Sep 20	92	26	35
30 Jun 20	90	25	34
31 Mar 20	86	24	33
31 Dec 19	87	26	32
30 Sep 19	84	25	31
30 Jun 19	79	23	32
31 Mar 19	78	22	35
31 Dec 18	77	22	37
30 Sep 18	75	21	36
30 Jun 18	75	22	35
31 Mar 18	73	21	34
31 Dec 17	72	21	33
30 Sep 17	71	22	31
30 Jun 17	68	22	29
31 Mar 17	67	21	30
31 Dec 16	66	21	29
30 Sep 16	64	18	29
30 Jun 16	64	18	30
31 Mar 16	62	17	29
31 Dec 15	61	16	29
30 Sep 15	60	16	29
30 Jun 15	60	17	29
31 Mar 15	59	16	29
01 Jan 15	59	17	28
30 Sep 14	58	17	27
30 Jun 14	55	15	26
31 Mar 14	53	14	25
31 Dec 13	50	14	24

Quality Earnings: TRSB has high quality earnings.

Growing Profit Margin: TRSB's current net profit margins (21.9%) are lower than last year (26.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: TRSB's earnings have grown by 18% per year over the past 5 years.

Accelerating Growth: TRSB's earnings growth over the past year (44.6%) exceeds its 5-year average (18% per year).

Earnings vs Industry: TRSB earnings growth over the past year (44.6%) exceeded the Banks industry 18.2%.

Return on Equity

High ROE: TRSB's Return on Equity (6.7%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/19 20:01
End of Day Share Price	2024/12/19 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Trøndelag Sparebank is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution