Sparebanken Øst Balance Sheet Health
Financial Health criteria checks 3/6
Sparebanken Øst has total assets of NOK46.1B and total equity of NOK4.9B. Total deposits are NOK16.8B, and total loans are NOK38.1B.
Key information
9.4x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | NOK 16.75b |
| Loan to deposit ratio | High |
| Bad loans | 0.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | NOK 6.85b |
Recent financial health updates
No updates
Recent updates
Sparebanken Øst's (OB:SPOG) Upcoming Dividend Will Be Larger Than Last Year's
Feb 15
Sparebanken Øst (OB:SPOG) Will Pay A Larger Dividend Than Last Year At kr3.85
Feb 13Do Sparebanken Øst's (OB:SPOG) Earnings Warrant Your Attention?
May 07Is Sparebanken Øst (OB:SPOG) At Risk Of Cutting Its Dividend?
Feb 16
Shareholders Of Sparebanken Øst (OB:SPOG) Must Be Happy With Their 64% Return
Dec 18Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SPOG's Assets to Equity ratio (9.4x) is low.
Allowance for Bad Loans: SPOG has a low allowance for bad loans (46%).
Low Risk Liabilities: 59% of SPOG's liabilities are made up of primarily higher risk sources of funding.
Loan Level: SPOG has an appropriate level of Loans to Assets ratio (83%).
Low Risk Deposits: SPOG's Loans to Deposits ratio (227%) is high.
Level of Bad Loans: SPOG has an appropriate level of bad loans (0.6%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 02:18 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Sparebanken Øst is covered by 7 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Geir Kristiansen | Beringer Finance AB |
| Christian Berner | Beringer Finance AB |
| Håkon Astrup | DNB Markets |