Lea Bank ASA

OB:LEA Stock Report

Market Cap: NOK 897.9m

Lea Bank Past Earnings Performance

Past criteria checks 1/6

Lea Bank's earnings have been declining at an average annual rate of -6.3%, while the Banks industry saw earnings growing at 15.1% annually. Revenues have been growing at an average rate of 16.4% per year. Lea Bank's return on equity is 6.3%, and it has net margins of 28.9%.

Key information

-6.3%

Earnings growth rate

-11.5%

EPS growth rate

Banks Industry Growth10.2%
Revenue growth rate16.4%
Return on equity6.3%
Net Margin28.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Lea Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OB:LEA Revenue, expenses and earnings (NOK Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2431892890
30 Jun 24318100830
31 Mar 24311103720
31 Dec 23312106680
30 Sep 23340129730
30 Jun 23337129680
31 Mar 23352142680
31 Dec 22347141670
30 Sep 22316115660
30 Jun 22326124660
31 Mar 22331126660
31 Dec 21336128680
30 Sep 213024441310
30 Jun 212554231100
31 Mar 21208403880
31 Dec 20154379660
30 Sep 2014550690
30 Jun 2014150660
31 Mar 2014451690
31 Dec 1916165680
30 Sep 1916367700
30 Jun 1916365720
31 Mar 1915961720
31 Dec 1814956700
30 Sep 1813845720
30 Jun 1812334710
31 Mar 1810523680
31 Dec 178711660
30 Sep 1766-3610
30 Jun 1749-10540
31 Mar 1735-17520
31 Dec 1628-17430
30 Sep 16-11-41340
30 Jun 16-14-40310
31 Mar 16-13-35230
31 Dec 15-17-37230
30 Sep 1510-14220
30 Jun 1511-11200
31 Mar 1512-10200
31 Dec 1417-6200
30 Sep 14303200
30 Jun 14314200
31 Mar 14324190
31 Dec 13301200

Quality Earnings: LEA has high quality earnings.

Growing Profit Margin: LEA's current net profit margins (28.9%) are lower than last year (37.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: LEA's earnings have declined by 6.3% per year over the past 5 years.

Accelerating Growth: LEA's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: LEA had negative earnings growth (-28.6%) over the past year, making it difficult to compare to the Banks industry average (18.2%).

Return on Equity

High ROE: LEA's Return on Equity (6.3%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 08:28
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Lea Bank ASA is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Vegard ToverudPareto Securities
Herman ZahlPareto Securities