Instabank ASA

OB:INSTA Stock Report

Market Cap: NOK 1.9b

Instabank Future Growth

Future criteria checks 5/6

Instabank is forecast to grow earnings and revenue by 25.4% and 28.2% per annum respectively. EPS is expected to grow by 30.5% per annum. Return on equity is forecast to be 15.5% in 3 years.

Key information

25.4%

Earnings growth rate

30.51%

EPS growth rate

Banks earnings growth3.2%
Revenue growth rate28.2%
Future return on equity15.50%
Analyst coverage

Low

Last updated12 Feb 2026

Recent future growth updates

Recent updates

New Forecasts: Here's What One Analyst Thinks The Future Holds For Instabank ASA (OB:INSTA)

Nov 08
New Forecasts: Here's What One Analyst Thinks The Future Holds For Instabank ASA (OB:INSTA)

Increases to CEO Compensation Might Be Put On Hold For Now at Instabank ASA (OB:INSTA)

Apr 04
Increases to CEO Compensation Might Be Put On Hold For Now at Instabank ASA (OB:INSTA)

Is Now The Time To Put Instabank (OB:INSTA) On Your Watchlist?

Sep 01
Is Now The Time To Put Instabank (OB:INSTA) On Your Watchlist?

Instabank ASA's (OB:INSTA) CEO Will Probably Find It Hard To See A Huge Raise This Year

Apr 01
Instabank ASA's (OB:INSTA) CEO Will Probably Find It Hard To See A Huge Raise This Year

Chief Executive Officer Robert Berg Just Bought 2.0% More Shares In Instabank ASA (OB:INSTA)

Feb 21
Chief Executive Officer Robert Berg Just Bought 2.0% More Shares In Instabank ASA (OB:INSTA)

I Ran A Stock Scan For Earnings Growth And Instabank (OB:INSTA) Passed With Ease

Dec 23
I Ran A Stock Scan For Earnings Growth And Instabank (OB:INSTA) Passed With Ease

Earnings and Revenue Growth Forecasts

OB:INSTA - Analysts future estimates and past financials data (NOK Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20281,169274N/AN/A1
12/31/20271,033233N/AN/A1
12/31/2026854176N/AN/A1
12/31/2025413123N/AN/AN/A
9/30/2025387102N/AN/AN/A
6/30/202536998N/AN/AN/A
3/31/2025358103N/AN/AN/A
12/31/202433598-437-423N/A
9/30/202431997N/AN/AN/A
6/30/202431098N/AN/AN/A
3/31/202429895N/AN/AN/A
12/31/2023297101-1,257-1,240N/A
9/30/2023285101N/AN/AN/A
6/30/202326891N/AN/AN/A
3/31/202326285N/AN/AN/A
12/31/202225782-966-959N/A
9/30/202225782N/AN/AN/A
6/30/202226088N/AN/AN/A
3/31/202225490N/AN/AN/A
12/31/202123983-658-650N/A
9/30/202122472N/AN/AN/A
6/30/202120661N/AN/AN/A
3/31/202118751N/AN/AN/A
12/31/202017043-444-435N/A
9/30/202016543N/AN/AN/A
6/30/202016444N/AN/AN/A
3/31/202016343N/AN/AN/A
12/31/201917141-34-23N/A
9/30/201916235N/AN/AN/A
6/30/201915528N/AN/AN/A
3/31/201915325N/AN/AN/A
12/31/201814226N/A-1,150N/A
9/30/201813020N/AN/AN/A
6/30/201811315N/AN/AN/A
3/31/2018989N/AN/AN/A
12/31/2017792N/A-1,624N/A
9/30/201757-8N/AN/AN/A
6/30/201734-17N/AN/AN/A
3/31/201714-20N/AN/AN/A
12/31/20162-17N/A-412N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: INSTA's forecast earnings growth (25.4% per year) is above the savings rate (3.1%).

Earnings vs Market: INSTA's earnings (25.4% per year) are forecast to grow faster than the Norwegian market (15.3% per year).

High Growth Earnings: INSTA's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: INSTA's revenue (28.2% per year) is forecast to grow faster than the Norwegian market (3.5% per year).

High Growth Revenue: INSTA's revenue (28.2% per year) is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: INSTA's Return on Equity is forecast to be low in 3 years time (15.5%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/03/12 07:29
End of Day Share Price 2026/03/12 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Instabank ASA is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Herman ZahlPareto Securities