Instabank Future Growth

Future criteria checks 3/6

Instabank is forecast to grow earnings and revenue by 18.5% and 19.6% per annum respectively. EPS is expected to grow by 18.4% per annum. Return on equity is forecast to be 11.9% in 3 years.

Key information

18.5%

Earnings growth rate

18.4%

EPS growth rate

Banks earnings growth	-2.6%
Revenue growth rate	19.6%
Future return on equity	11.9%
Analyst coverage	Low
Last updated	10 Sep 2024

Recent future growth updates

Recent updates

Is Now The Time To Put Instabank (OB:INSTA) On Your Watchlist?

Sep 01

Instabank ASA's (OB:INSTA) CEO Will Probably Find It Hard To See A Huge Raise This Year

Apr 01

Chief Executive Officer Robert Berg Just Bought 2.0% More Shares In Instabank ASA (OB:INSTA)

Feb 21

I Ran A Stock Scan For Earnings Growth And Instabank (OB:INSTA) Passed With Ease

Dec 23

Earnings and Revenue Growth Forecasts

OB:INSTA - Analysts future estimates and past financials data (NOK Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	582	134	N/A	N/A	1
12/31/2025	545	116	N/A	N/A	1
12/31/2024	488	84	N/A	N/A	1
9/30/2024	319	97	N/A	N/A	N/A
6/30/2024	310	98	N/A	N/A	N/A
3/31/2024	298	95	N/A	N/A	N/A
12/31/2023	297	101	-1,249	-1,219	N/A
9/30/2023	285	101	N/A	N/A	N/A
6/30/2023	268	91	N/A	N/A	N/A
3/31/2023	262	85	N/A	N/A	N/A
12/31/2022	257	82	-966	-959	N/A
9/30/2022	257	82	N/A	N/A	N/A
6/30/2022	260	88	N/A	N/A	N/A
3/31/2022	254	90	N/A	N/A	N/A
12/31/2021	239	83	-658	-650	N/A
9/30/2021	224	72	N/A	N/A	N/A
6/30/2021	206	61	N/A	N/A	N/A
3/31/2021	187	51	N/A	N/A	N/A
12/31/2020	170	43	-444	-435	N/A
9/30/2020	165	43	N/A	N/A	N/A
6/30/2020	164	44	N/A	N/A	N/A
3/31/2020	163	43	N/A	N/A	N/A
12/31/2019	171	41	-34	-23	N/A
9/30/2019	162	35	N/A	N/A	N/A
6/30/2019	155	28	N/A	N/A	N/A
3/31/2019	153	25	N/A	N/A	N/A
12/31/2018	142	26	-1,166	-1,150	N/A
9/30/2018	130	20	N/A	N/A	N/A
6/30/2018	113	15	N/A	N/A	N/A
3/31/2018	98	9	N/A	N/A	N/A
12/31/2017	79	2	N/A	-1,624	N/A
9/30/2017	57	-8	N/A	N/A	N/A
6/30/2017	34	-17	N/A	N/A	N/A
3/31/2017	14	-20	N/A	N/A	N/A
12/31/2016	2	-17	N/A	-412	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: INSTA's forecast earnings growth (18.5% per year) is above the savings rate (2.4%).

Earnings vs Market: INSTA's earnings (18.5% per year) are forecast to grow faster than the Norwegian market (10.2% per year).

High Growth Earnings: INSTA's earnings are forecast to grow, but not significantly.

Revenue vs Market: INSTA's revenue (19.6% per year) is forecast to grow faster than the Norwegian market (2.1% per year).

High Growth Revenue: INSTA's revenue (19.6% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: INSTA's Return on Equity is forecast to be low in 3 years time (11.9%).

Instabank Future Growth

Future criteria checks 3/6

Key information

Recent future growth updates

Consensus EPS estimates increase by 30%

Price target increased by 18% to kr2.25

Consensus EPS estimates fall by 23%, revenue upgraded

Consensus EPS estimates fall by 16%

Consensus EPS estimates increase by 26%

Price target lowered to kr0.45

Recent updates

Third quarter 2024 earnings: EPS and revenues exceed analyst expectations

Consensus EPS estimates increase by 30%

Price target increased by 18% to kr2.25

Second quarter 2024 earnings: EPS and revenues exceed analyst expectations

Consensus EPS estimates fall by 23%, revenue upgraded

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

Full year 2023 earnings: EPS and revenues exceed analyst expectations

Board Member recently bought kr121k worth of stock

Full year 2023 earnings: EPS and revenues exceed analyst expectations

Instabank ASA to Report Q4, 2024 Results on Feb 06, 2025

Third quarter 2023 earnings released: EPS: kr0.07 (vs kr0.055 in 3Q 2022)

Board Member recently bought kr101k worth of stock

Second quarter 2023 earnings released: EPS: kr0.072 (vs kr0.056 in 2Q 2022)

Consensus EPS estimates fall by 16%

First quarter 2023 earnings: Revenues exceed analyst expectations

Consensus EPS estimates increase by 26%

Instabank ASA to Report First Half, 2023 Results on Aug 10, 2023

Chief Executive Officer recently bought kr226k worth of stock

Full year 2022 earnings: EPS and revenues exceed analyst expectations

No independent directors

Investor sentiment deteriorated over the past week

Now 23% undervalued after recent price drop

Now 20% undervalued after recent price drop

Second quarter 2022 earnings released: EPS: kr0.12 (vs kr0.06 in 2Q 2021)

Now 21% undervalued after recent price drop

Now 21% undervalued after recent price drop

Investor sentiment deteriorated over the past week

First quarter 2022 earnings: EPS and revenues miss analyst expectations

No independent directors

Lunar Bank A/S agreed to acquire an unknown minority stake in Instabank ASA (OB:INSTA) for NOK 1.3 billion.

Investor sentiment improved over the past week

Now 24% undervalued

Full year 2021 earnings: EPS and revenues exceed analyst expectations

An unknown buyer entered into an agreement to acquire Non-performing loans (NPL) portfolio of Instabank ASA from Instabank ASA (OB:INSTA).

Chief Marketing Officer recently bought kr1.3m worth of stock

Is Now The Time To Put Instabank (OB:INSTA) On Your Watchlist?

Chief Marketing Officer recently bought kr256k worth of stock

Instabank ASA (OB:INSTA) agreed to acquire Portfolio Of Unsecured Loans of Optin Bank ASA from Optin Bank ASA for NOK 40.5 million.

Instabank ASA's (OB:INSTA) CEO Will Probably Find It Hard To See A Huge Raise This Year

Chief Marketing Officer recently bought kr51k worth of stock

Chief Risk Officer recently bought kr85k worth of stock

Chief Executive Officer Robert Berg Just Bought 2.0% More Shares In Instabank ASA (OB:INSTA)

Chief Executive Officer recently bought kr178k worth of stock

Instabank ASA to Report Fiscal Year 2020 Final Results on Mar 19, 2021

Investor sentiment improved over the past week

New 90-day high: kr1.50

I Ran A Stock Scan For Earnings Growth And Instabank (OB:INSTA) Passed With Ease

New 90-day high: kr1.40

Market bids up stock over the past week

Chief Executive Officer recently bought kr343k worth of stock

Chief Marketing Officer recently bought kr200k worth of stock

Price target lowered to kr0.45

Instabank ASA to Report Q3, 2020 Results on Oct 29, 2020

Earnings and Revenue Growth Forecasts

Analyst Future Growth Forecasts

Earnings per Share Growth Forecasts

Future Return on Equity

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