Bien Sparebank Past Earnings Performance
We're still processing the latest earnings report of this company
Past criteria checks 5/6
Bienrebank has been growing earnings at an average annual rate of 6.4%, while the Banks industry saw earnings growing at 11.5% annually. Revenues have been growing at an average rate of 7.1% per year. Bienrebank's return on equity is 8%, and it has net margins of 35.9%.
Key information
6.4%
Earnings growth rate
4.1%
EPS growth rate
| Banks Industry Growth | 10.2% |
| Revenue growth rate | 7.1% |
| Return on equity | 8.0% |
| Net Margin | 35.9% |
| Next Earnings Update | 14 Aug 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Bien Sparebank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 146 | 52 | 45 | 0 |
| 30 Sep 23 | 144 | 54 | 45 | 0 |
| 30 Jun 23 | 134 | 51 | 43 | 0 |
| 31 Mar 23 | 122 | 44 | 41 | 0 |
| 31 Dec 22 | 116 | 40 | 39 | 0 |
| 30 Sep 22 | 108 | 36 | 37 | 0 |
| 30 Jun 22 | 105 | 31 | 40 | 0 |
| 31 Mar 22 | 100 | 31 | 38 | 0 |
| 31 Dec 21 | 99 | 29 | 38 | 0 |
| 30 Sep 21 | 97 | 26 | 39 | 0 |
| 30 Jun 21 | 94 | 27 | 34 | 0 |
| 31 Mar 21 | 99 | 29 | 34 | 0 |
| 31 Dec 20 | 93 | 26 | 32 | 0 |
| 30 Sep 20 | 96 | 33 | 48 | 0 |
| 30 Jun 20 | 101 | 37 | 48 | 0 |
| 31 Mar 20 | 100 | 36 | 48 | 0 |
| 31 Dec 19 | 106 | 40 | 48 | 0 |
| 30 Sep 19 | 104 | 40 | 31 | 0 |
| 30 Jun 19 | 103 | 40 | 34 | 0 |
| 31 Mar 19 | 98 | 36 | 39 | 0 |
| 31 Dec 18 | 92 | 33 | 42 | 0 |
| 30 Sep 18 | 89 | 29 | 45 | 0 |
| 30 Jun 18 | 83 | 24 | 45 | 0 |
| 31 Mar 18 | 79 | 21 | 44 | 0 |
| 31 Dec 17 | 82 | 24 | 44 | 0 |
| 30 Sep 17 | 81 | 26 | 40 | 0 |
| 30 Jun 17 | 81 | 29 | 38 | 0 |
| 31 Mar 17 | 84 | 33 | 37 | 0 |
| 31 Dec 16 | 79 | 30 | 36 | 0 |
| 30 Sep 16 | 75 | 26 | 37 | 0 |
| 31 Mar 16 | 69 | 20 | 38 | 0 |
| 31 Dec 15 | 69 | 20 | 37 | 0 |
| 31 Mar 15 | 67 | 22 | 34 | 0 |
| 31 Dec 14 | 64 | 20 | 33 | 0 |
| 31 Dec 13 | 55 | 15 | 31 | 0 |
Quality Earnings: BIEN has high quality earnings.
Growing Profit Margin: BIEN's current net profit margins (35.9%) are higher than last year (34.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BIEN's earnings have grown by 6.4% per year over the past 5 years.
Accelerating Growth: BIEN's earnings growth over the past year (30.5%) exceeds its 5-year average (6.4% per year).
Earnings vs Industry: BIEN earnings growth over the past year (30.5%) exceeded the Banks industry 16.3%.
Return on Equity
High ROE: BIEN's Return on Equity (8%) is considered low.