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NCR

NCR (Nigeria)NGSE:NCR Stock Report

Market Cap

₦324.0m

7D

0%

1Y

50.0%

Updated

26 Oct, 2021

Data

Company Financials
NCR fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance0/6
Financial Health3/6
Dividends0/6

NCR Overview

NCR (Nigeria) Plc provides technology and services that help businesses to connect, interact, and transact with their customers in Nigeria.

Price History & Performance

Summary of all time highs, changes and price drops for NCR (Nigeria)
Historical stock prices
Current Share Price₦3.00
52 Week High₦2.49
52 Week Low₦3.00
Beta0.36
1 Month Change0%
3 Month Change0%
1 Year Change50.00%
3 Year Change-52.38%
5 Year Change-66.63%
Change since IPO-46.14%

Recent News & Updates

Shareholder Returns

NCRNG ITNG Market
7D0%55.9%1.5%
1Y50.0%-24.7%40.2%

Return vs Industry: NCR exceeded the NG IT industry which returned -24.7% over the past year.

Return vs Market: NCR exceeded the NG Market which returned 40.2% over the past year.

Price Volatility

Is NCR's price volatile compared to industry and market?
NCR volatility
NCR Beta0.36
Industry Beta0.55
Market Beta1

Stable Share Price: NCR is less volatile than 75% of NG stocks over the past 3 months, typically moving +/- 0% a week.

Volatility Over Time: NCR's weekly volatility has decreased from 6% to 0% over the past year.

About the Company

FoundedEmployeesCEOWebsite
1949116Christiana Yisahttps://ncr.com.ng

NCR (Nigeria) Plc provides technology and services that help businesses to connect, interact, and transact with their customers in Nigeria. The company operates through Financial Service Group, World Customer Services, and Sytemedia Services segments. It offers automated teller machines (ATM), ATM value-add software, retail point of sales (POS) terminals, self-service kiosks, self-check-in/out systems, mobile branches, video teller machines, recyclers, and media and computer consumables.

NCR (Nigeria) Fundamentals Summary

How do NCR (Nigeria)'s earnings and revenue compare to its market cap?
NCR fundamental statistics
Market Cap₦324.00m
Earnings (TTM)-₦294.49m
Revenue (TTM)₦3.61b

0.09x

P/S Ratio

-1.1x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
NCR income statement (TTM)
Revenue₦3.61b
Cost of Revenue₦3.22b
Gross Profit₦387.29m
Expenses₦681.78m
Earnings-₦294.49m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)-2.73
Gross Margin10.73%
Net Profit Margin-8.16%
Debt/Equity Ratio0.0%

How did NCR perform over the long term?

See historical performance and comparison

Valuation

Is NCR (Nigeria) undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: NCR (NGN3) is trading below our estimate of fair value (NGN199.19)

Significantly Below Fair Value: NCR is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: NCR is unprofitable, so we can't compare its PE Ratio to the African IT industry average.

PE vs Market: NCR is unprofitable, so we can't compare its PE Ratio to the NG market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate NCR's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: NCR has negative assets, so we can't compare its PB Ratio to the XF IT industry average.


Future Growth

How is NCR (Nigeria) forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

18.2%

Forecasted Software industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as NCR (Nigeria) has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has NCR (Nigeria) performed over the past 5 years?

-43.2%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: NCR is currently unprofitable.

Growing Profit Margin: NCR is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: NCR is unprofitable, and losses have increased over the past 5 years at a rate of 43.2% per year.

Accelerating Growth: Unable to compare NCR's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: NCR is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (8.8%).


Return on Equity

High ROE: NCR's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.


Financial Health

How is NCR (Nigeria)'s financial position?


Financial Position Analysis

Short Term Liabilities: NCR has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.

Long Term Liabilities: NCR has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.


Debt to Equity History and Analysis

Debt Level: NCR is debt free.

Reducing Debt: NCR's has negative shareholder equity, so we do not need to check if its debt has reduced over time.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: Whilst unprofitable NCR has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.

Forecast Cash Runway: NCR is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 0.1% per year.


Dividend

What is NCR (Nigeria) current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate NCR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate NCR's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if NCR's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if NCR's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of NCR's dividend in 3 years as they are not forecast to pay a notable one for the NG market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?


CEO

Christiana Yisa

2.58yrs

Tenure

Ms. Christiana Nnawo Yisa serves as an Executive Director at NCR (Nigeria) PLC since March 12, 2019 and serves as its Managing Director. Ms. Yisa served as a Country Manager/Chief Executive Officer at NCR...


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

NCR (Nigeria) Plc's employee growth, exchange listings and data sources


Key Information

  • Name: NCR (Nigeria) Plc
  • Ticker: NCR
  • Exchange: NGSE
  • Founded: 1949
  • Industry: IT Consulting and Other Services
  • Sector: Software
  • Market Cap: ₦324.000m
  • Shares outstanding: 108.00m
  • Website: https://ncr.com.ng

Number of Employees


Location

  • NCR (Nigeria) Plc
  • NCR House
  • 6 Broad Street
  • Lagos
  • Nigeria

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/26 15:20
End of Day Share Price2021/10/25 00:00
Earnings2021/06/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.