Chams Holding (CHAMS) Stock Overview
Provides identity management, payment collections, and transactional systems and solutions in Nigeria. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 1/6 |
CHAMS Community Fair Values
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Read full narrativeChams Holding Company Plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₦3.27 |
| 52 Week High | ₦5.45 |
| 52 Week Low | ₦2.02 |
| Beta | 0.23 |
| 1 Month Change | -12.80% |
| 3 Month Change | -25.17% |
| 1 Year Change | 54.25% |
| 3 Year Change | 1,027.59% |
| 5 Year Change | 1,457.14% |
| Change since IPO | 13.54% |
Recent News & Updates
Recent updates
CHAMS Q3 RESULT – Modest Recovery Amid Revenue Softness and Elevated Financing Costs
Analyst: Qudus Adebara Executive Summary Chams Holding Company Plc released its unaudited financial statements for the nine months ended 30 September 2025 , reflecting moderate top-line stability but weaker bottom-line performance due to increased financing costs and reduced other operating income. The Group recorded a profit after tax of ₦500.7 million for the nine-month period, compared to ₦1.08 billion in the corresponding period of 2024 — representing a 53.5% year-on-year decline.CHAMS Q3 Result – Resilient Earnings and Solid Balance Sheet Position Despite Revenue Decline
Executive Summary Chams Holding Company Plc released its unaudited financial statements for the nine months ended September 30, 2025, reflecting a period of operational resilience amid top-line pressure. Although revenue moderated year-on-year, profitability was sustained through disciplined cost management and strategic focus on high-margin digital and identity management services.Chams H1/Q2 Result– Uneven Recovery with Growing Structural Pressure (High Revenue Growth Dampened by Rising Costs and Margin Pressure)
Chams Holding Company Plc: Strategic Capital Raise to Strengthen Balance Sheet and Accelerate Growth Chams Holding Company Plc’s decision to raise ₦7.65 billion through a hybrid capital raise—comprising a Rights Issue and Private Placement —reflects a deliberate effort to fortify its financial base, reduce leverage, and fuel its strategic expansion into digital identity and secure payment solutions. This move positions Chams to capture growth opportunities in the fast-evolving African fintech and digital security markets, although execution and market risks remain.Shareholder Returns
| CHAMS | NG Software | NG Market | |
|---|---|---|---|
| 7D | -3.8% | -4.1% | 8.9% |
| 1Y | 54.2% | 0.1% | 143.5% |
Return vs Industry: CHAMS exceeded the NG Software industry which returned 6.2% over the past year.
Return vs Market: CHAMS underperformed the NG Market which returned 144.2% over the past year.
Price Volatility
| CHAMS volatility | |
|---|---|
| CHAMS Average Weekly Movement | 9.8% |
| Software Industry Average Movement | 7.8% |
| Market Average Movement | 8.1% |
| 10% most volatile stocks in NG Market | 10.5% |
| 10% least volatile stocks in NG Market | 5.5% |
Stable Share Price: CHAMS's share price has been volatile over the past 3 months compared to the NG market.
Volatility Over Time: CHAMS's weekly volatility (10%) has been stable over the past year, but is still higher than 75% of NG stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1985 | 19 | Mayowa Olaniyan | chamsplc.com |
Chams Holding Company Plc, together with its subsidiaries, provides identity management, payment collections, and transactional systems and solutions in Nigeria. It operates in three segments: Identity Management and Solutions; Payments, Collections and Transactional Systems; and ICT Training. The company engages in identity management activities, including prometrics and biometrics identification with applications in the financial, healthcare, corporate, and other public fields; the sale and maintenance of Dermalog machines, fingerprint scanners, BVN machines, and data card products; and the design, print, and personalization of various types of cards products.
Chams Holding Company Plc Fundamentals Summary
| CHAMS fundamental statistics | |
|---|---|
| Market cap | ₦29.25b |
| Earnings (TTM) | ₦520.64m |
| Revenue (TTM) | ₦17.65b |
Is CHAMS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CHAMS income statement (TTM) | |
|---|---|
| Revenue | ₦0 |
| Cost of Revenue | ₦0 |
| Gross Profit | ₦0 |
| Other Expenses | ₦0 |
| Earnings | ₦0 |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.058 |
| Gross Margin | 20.90% |
| Net Profit Margin | 2.95% |
| Debt/Equity Ratio | 9.9% |
How did CHAMS perform over the long term?
See historical performance and comparisonDividends
Does CHAMS pay a reliable dividends?
See CHAMS dividend history and benchmarks| Chams Holding dividend dates | |
|---|---|
| Ex Dividend Date | Jun 19 2026 |
| Dividend Pay Date | Jul 10 2026 |
| Days until Ex dividend | 45 days |
| Days until Dividend pay date | 66 days |
Does CHAMS pay a reliable dividends?
See CHAMS dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/04 04:03 |
| End of Day Share Price | 2026/05/04 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Chams Holding Company Plc is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.