Chams Holding Company Plc

NGSE:CHAMS Stock Report

Market Cap: ₦39.7b

Chams Holding Dividends and Buybacks

Dividend criteria checks 1/6

Chams Holding is a dividend paying company with a current yield of 0.68% that is well covered by earnings.

Key information

0.7%

Dividend yield

-18.9%

Buyback Yield

Total Shareholder Yield-18.2%
Future Dividend Yieldn/a
Dividend Growth3.6%
Next dividend pay daten/a
Ex dividend daten/a
Dividend per sharen/a
Payout ratio42%

Recent dividend and buyback updates

Recent updates

Narrative Update May 07

Chams Holding Company Plc Delivers Strong FY 2025 Earnings Growth Driven by Revenue Expansion and Capital Strengthening

Analyst: Qudus Adebara (DLM Securities, Research Analyst) Executive Summary Chams Holding Company Plc recorded a solid financial performance for the year ended December 31, 2025, supported by strong revenue growth across its biometrics, card technology, and digital infrastructure segments, improved operating efficiency, and a significantly strengthened capital base following a major equity raise. Group revenue increased by 18% YoY to ₦17.50 billion, driven primarily by growth in biometrics-related solutions and data card products.
Narrative Update Feb 24

CHAMS Q3 RESULT – Modest Recovery Amid Revenue Softness and Elevated Financing Costs

Analyst: Qudus Adebara Executive Summary Chams Holding Company Plc released its unaudited financial statements for the nine months ended 30 September 2025 , reflecting moderate top-line stability but weaker bottom-line performance due to increased financing costs and reduced other operating income. The Group recorded a profit after tax of ₦500.7 million for the nine-month period, compared to ₦1.08 billion in the corresponding period of 2024 — representing a 53.5% year-on-year decline.
Narrative Update Nov 06

CHAMS Q3 Result – Resilient Earnings and Solid Balance Sheet Position Despite Revenue Decline

Executive Summary Chams Holding Company Plc released its unaudited financial statements for the nine months ended September 30, 2025, reflecting a period of operational resilience amid top-line pressure. Although revenue moderated year-on-year, profitability was sustained through disciplined cost management and strategic focus on high-margin digital and identity management services.
Narrative Update Aug 05

Chams H1/Q2 Result– Uneven Recovery with Growing Structural Pressure (High Revenue Growth Dampened by Rising Costs and Margin Pressure)

Chams Holding Company Plc: Strategic Capital Raise to Strengthen Balance Sheet and Accelerate Growth Chams Holding Company Plc’s decision to raise ₦7.65 billion through a hybrid capital raise—comprising a Rights Issue and Private Placement —reflects a deliberate effort to fortify its financial base, reduce leverage, and fuel its strategic expansion into digital identity and secure payment solutions. This move positions Chams to capture growth opportunities in the fast-evolving African fintech and digital security markets, although execution and market risks remain.

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: Too early to tell whether CHAMS's dividend payments have been stable as they only just started paying a dividend.

Growing Dividend: Too early to tell if CHAMS's dividend payments are increasing as they only just started paying a dividend.


Dividend Yield vs Market

Chams Holding Dividend Yield vs Market
How does CHAMS dividend yield compare to the market?
SegmentDividend Yield
Company (CHAMS)0.7%
Market Bottom 25% (NG)1.2%
Market Top 25% (NG)3.6%
Industry Average (Software)1.1%
Analyst forecast (CHAMS) (up to 3 years)n/a

Notable Dividend: CHAMS's dividend (0.68%) isn’t notable compared to the bottom 25% of dividend payers in the NG market (1.22%).

High Dividend: CHAMS's dividend (0.68%) is low compared to the top 25% of dividend payers in the NG market (3.59%).


Earnings Payout to Shareholders

Earnings Coverage: With its reasonably low payout ratio (41.6%), CHAMS's dividend payments are well covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: CHAMS is paying a dividend but the company has no free cash flows.


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/14 00:23
End of Day Share Price 2026/07/14 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Industry and Sector Metrics

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Analyst Sources

Chams Holding Company Plc is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.