ASO Savings and Loans Plc

NGSE:ASOSAVINGS Stock Report

Market Cap: ₦7.4b

ASO Savings and Loans Valuation

Is ASOSAVINGS undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Book vs Peers

  • Price-To-Book vs Industry

  • Price-To-Book vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of ASOSAVINGS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate ASOSAVINGS's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate ASOSAVINGS's fair value for valuation analysis.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for ASOSAVINGS?

Key metric: As ASOSAVINGS is unprofitable and pre-revenue we use its Price-To-Book Ratio for relative valuation analysis.

The above table shows the Price to Book ratio for ASOSAVINGS. This is calculated by dividing ASOSAVINGS's market cap by their current book value.
What is ASOSAVINGS's PB Ratio?
PB Ration/a
Book-₦38.60b
Market Cap₦7.37b

Price to Book Ratio vs Peers

How does ASOSAVINGS's PB Ratio compare to its peers?

The above table shows the PB ratio for ASOSAVINGS vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PBEstimated GrowthMarket Cap
Peer Average3.5x
ABBEYBDS Abbey Mortgage Bank
2.7xn/a₦24.4b
INFINITY Infinity Trust Mortgage Bank
4.4xn/a₦29.2b
AFRIPRUD Africa Prudential
1.9xn/a₦18.0b
ETRANZACT eTranzact International
5.1xn/a₦69.0b
ASOSAVINGS ASO Savings and Loans
n/an/a₦7.4b

Price-To-Book vs Peers: Insufficient data to calculate ASOSAVINGS's Price-To-Book Ratio vs. peers for valuation analysis.


Price to Book Ratio vs Industry

How does ASOSAVINGS's PB Ratio compare vs other companies in the African Diversified Financial Industry?

1 CompanyPrice / BookEstimated GrowthMarket Cap
ASOSAVINGS is unprofitableIndustry Avg. 0.9xNo. of Companies8PB00.61.21.82.43+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Book vs Industry: Insufficient data to calculate ASOSAVINGS's Price-To-Book Ratio vs. industry for valuation analysis.


Price to Book Ratio vs Fair Ratio

What is ASOSAVINGS's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

ASOSAVINGS PB Ratio vs Fair Ratio.
Fair Ratio
Current PB Ration/a
Fair PB Ration/a

Price-To-Book vs Fair Ratio: Insufficient data to calculate ASOSAVINGS's Price-To-Book Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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