Zenith Bank Balance Sheet Health
Financial Health criteria checks 5/6
Zenith Bank has total assets of NGN30,383.4B and total equity of NGN3,508.9B. Total deposits are NGN21,569.1B, and total loans are NGN10,073.4B.
Key information
8.7x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ₦21.57t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ₦3.48t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ZENITHBANK's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: ZENITHBANK has a sufficient allowance for bad loans (207%).
Low Risk Liabilities: 80% of ZENITHBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: ZENITHBANK has an appropriate level of Loans to Assets ratio (33%).
Low Risk Deposits: ZENITHBANK's Loans to Deposits ratio (47%) is appropriate.
Level of Bad Loans: ZENITHBANK has a high level of bad loans (4.3%).