Zenith Bank Balance Sheet Health
Financial Health criteria checks 5/6
Zenith Bank has total assets of NGN20,368.5B and total equity of NGN2,323.4B. Total deposits are NGN15,167.7B, and total loans are NGN6,873.9B.
Key information
8.8x
Asset to equity ratio
n/a
Net interest margin
Total deposits | ₦15.17t |
Loan to deposit ratio | Appropriate |
Bad loans | 4.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | ₦2.86t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ZENITHBANK's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: ZENITHBANK has a sufficient allowance for bad loans (171%).
Low Risk Liabilities: 84% of ZENITHBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: ZENITHBANK has an appropriate level of Loans to Assets ratio (34%).
Low Risk Deposits: ZENITHBANK's Loans to Deposits ratio (45%) is appropriate.
Level of Bad Loans: ZENITHBANK has a high level of bad loans (4.2%).