Unity Bank Balance Sheet Health
Financial Health criteria checks 6/6
Unity Bank has total assets of NGN423.4B and total equity of NGN-190.2B. Total deposits are NGN344.4B, and total loans are NGN222.8B.
Key information
-2.2x
Asset to equity ratio
n/a
Net interest margin
Total deposits | ₦344.40b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | ₦25.91b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UNITYBNK's Assets to Equity ratio (-2.2x) is low.
Allowance for Bad Loans: UNITYBNK has a sufficient allowance for bad loans (764%).
Low Risk Liabilities: 56% of UNITYBNK's liabilities are made up of primarily low risk sources of funding.
Loan Level: UNITYBNK has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: UNITYBNK's Loans to Deposits ratio (65%) is appropriate.
Level of Bad Loans: UNITYBNK has an appropriate level of bad loans (0.2%).