Sterling Financial Holdings Past Earnings Performance
Past criteria checks 4/6
Sterling Financial Holdings has been growing earnings at an average annual rate of 24.6%, while the Banks industry saw earnings growing at 42.5% annually. Revenues have been growing at an average rate of 15.5% per year. Sterling Financial Holdings's return on equity is 15.7%, and it has net margins of 19.6%.
Key information
24.6%
Earnings growth rate
24.6%
EPS growth rate
| Banks Industry Growth | 30.4% |
| Revenue growth rate | 15.5% |
| Return on equity | 15.7% |
| Net Margin | 19.6% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Sterling Financial Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 165,650 | 32,544 | 43,980 | 0 |
| 30 Jun 24 | 149,023 | 27,166 | 39,688 | 0 |
| 31 Mar 24 | 139,112 | 25,034 | 34,698 | 0 |
| 31 Dec 23 | 127,870 | 21,584 | 30,181 | 0 |
| 30 Sep 23 | 125,846 | 22,385 | 23,356 | 0 |
| 30 Jun 23 | 122,308 | 21,965 | 29,774 | 0 |
| 31 Mar 23 | 113,857 | 19,808 | 25,699 | 0 |
| 31 Dec 22 | 107,967 | 19,298 | 23,220 | 0 |
| 30 Sep 22 | 102,005 | 17,449 | 55,838 | 0 |
| 30 Jun 22 | 96,025 | 15,837 | 46,093 | 0 |
| 31 Mar 22 | 91,886 | 14,663 | 45,356 | 0 |
| 31 Dec 21 | 87,304 | 13,515 | 43,638 | 0 |
| 30 Sep 21 | 85,183 | 13,338 | 42,367 | 0 |
| 30 Jun 21 | 81,043 | 11,518 | 40,744 | 0 |
| 31 Mar 21 | 78,036 | 11,572 | 39,472 | 0 |
| 31 Dec 20 | 78,624 | 11,242 | 40,805 | 0 |
| 30 Sep 20 | 80,451 | 10,392 | 43,595 | 0 |
| 30 Jun 20 | 81,407 | 10,355 | 42,236 | 0 |
| 31 Mar 20 | 81,979 | 9,427 | 45,013 | 0 |
| 31 Dec 19 | 81,765 | 10,602 | 45,711 | 0 |
| 30 Sep 19 | 73,980 | 8,591 | 34,723 | 0 |
| 30 Jun 19 | 72,429 | 8,666 | 38,266 | 0 |
| 31 Mar 19 | 72,455 | 9,358 | 38,494 | 0 |
| 31 Dec 18 | 72,983 | 9,218 | 39,751 | 0 |
| 30 Sep 18 | 72,968 | 10,321 | 42,900 | 0 |
| 30 Jun 18 | 69,797 | 10,432 | 39,584 | 0 |
| 31 Mar 18 | 65,948 | 9,244 | 36,373 | 0 |
| 31 Dec 17 | 61,085 | 8,020 | 33,094 | 0 |
| 30 Sep 17 | 56,859 | 5,533 | 32,590 | 0 |
| 30 Jun 17 | 56,142 | 4,944 | 33,585 | 0 |
| 31 Mar 17 | 55,417 | 4,498 | 33,205 | 0 |
| 31 Dec 16 | 56,612 | 5,163 | 33,737 | 0 |
| 30 Sep 16 | 60,303 | 8,280 | 38,342 | 0 |
| 30 Jun 16 | 60,923 | 8,888 | 38,174 | 0 |
| 31 Mar 16 | 59,896 | 8,921 | 38,229 | 0 |
| 31 Dec 15 | 60,675 | 10,293 | 37,984 | 0 |
| 30 Sep 15 | 61,774 | 9,489 | 68,920 | 0 |
| 30 Jun 15 | 61,546 | 9,357 | 39,921 | 0 |
| 31 Mar 15 | 62,380 | 9,780 | 50,036 | 0 |
| 31 Dec 14 | 61,357 | 9,005 | 40,714 | 0 |
| 30 Sep 14 | 59,169 | 10,264 | 12,961 | 0 |
| 30 Jun 14 | 54,568 | 7,426 | 44,870 | 0 |
| 31 Mar 14 | 52,682 | 8,689 | 12,961 | 0 |
| 31 Dec 13 | 49,324 | 8,275 | 31,636 | 0 |
Quality Earnings: STERLINGNG has high quality earnings.
Growing Profit Margin: STERLINGNG's current net profit margins (19.6%) are higher than last year (17.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: STERLINGNG's earnings have grown significantly by 24.6% per year over the past 5 years.
Accelerating Growth: STERLINGNG's earnings growth over the past year (45.4%) exceeds its 5-year average (24.6% per year).
Earnings vs Industry: STERLINGNG earnings growth over the past year (45.4%) did not outperform the Banks industry 121.1%.
Return on Equity
High ROE: STERLINGNG's Return on Equity (15.7%) is considered low.