Livingtrust Mortgage Bank Balance Sheet Health
Financial Health criteria checks 4/6
Livingtrust Mortgage Bank has total assets of NGN20.0B and total equity of NGN4.3B. Total deposits are NGN11.0B, and total loans are NGN12.6B.
Key information
4.7x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ₦10.97b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 10.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₦5.29b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: LIVINGTRUST's Assets to Equity ratio (4.7x) is low.
Allowance for Bad Loans: LIVINGTRUST has a low allowance for bad loans (21%).
Low Risk Liabilities: 70% of LIVINGTRUST's liabilities are made up of primarily low risk sources of funding.
Loan Level: LIVINGTRUST has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: LIVINGTRUST's Loans to Deposits ratio (115%) is appropriate.
Level of Bad Loans: LIVINGTRUST has a high level of bad loans (10.2%).