FCMB Group Balance Sheet Health
Financial Health criteria checks 5/6
FCMB Group has total assets of NGN4,411.0B and total equity of NGN460.7B. Total deposits are NGN3,352.5B, and total loans are NGN1,835.5B.
Key information
9.6x
Asset to equity ratio
n/a
Net interest margin
Total deposits | ₦3.35t |
Loan to deposit ratio | Appropriate |
Bad loans | 4.0% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | ₦707.62b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FCMB's Assets to Equity ratio (9.6x) is low.
Allowance for Bad Loans: FCMB has a sufficient allowance for bad loans (103%).
Low Risk Liabilities: 85% of FCMB's liabilities are made up of primarily low risk sources of funding.
Loan Level: FCMB has an appropriate level of Loans to Assets ratio (42%).
Low Risk Deposits: FCMB's Loans to Deposits ratio (55%) is appropriate.
Level of Bad Loans: FCMB has a high level of bad loans (4%).