FCMB Group Balance Sheet Health

Financial Health criteria checks 5/6

FCMB Group has total assets of NGN5,227.1B and total equity of NGN495.4B. Total deposits are NGN3,702.0B, and total loans are NGN2,215.2B.

Key information


Asset to equity ratio


Net interest margin

Total deposits


Loan to deposit ratio


Bad loans


Allowance for bad loans


Current ratio


Cash & equivalents


Recent financial health updates

No updates

Recent updates

Financial Position Analysis

Debt to Equity History and Analysis

Balance Sheet

Financial Institutions Analysis

Asset Level: FCMB's Assets to Equity ratio (10.6x) is moderate.

Allowance for Bad Loans: FCMB has a sufficient allowance for bad loans (105%).

Low Risk Liabilities: 78% of FCMB's liabilities are made up of primarily low risk sources of funding.

Loan Level: FCMB has an appropriate level of Loans to Assets ratio (42%).

Low Risk Deposits: FCMB's Loans to Deposits ratio (60%) is appropriate.

Level of Bad Loans: FCMB has a high level of bad loans (4.3%).

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