FirstRand Namibia has been growing earnings at an average annual rate of 16%, while the Banks industry saw earnings growing at 19.9% annually. Revenues have been growing at an average rate of 10.6% per year. FirstRand Namibia's return on equity is 27.5%, and it has net margins of 35.1%.
Key information
15.97%
Earnings growth rate
15.45%
EPS growth rate
Banks Industry Growth
10.63%
Revenue growth rate
10.57%
Return on equity
27.54%
Net Margin
35.15%
Last Earnings Update
31 Dec 2025
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How FirstRand Namibia makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
NMSE:FNB Revenue, expenses and earnings (NAD Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Dec 25
5,844
2,054
128
0
30 Sep 25
5,680
1,983
129
0
30 Jun 25
5,516
1,912
130
0
31 Mar 25
5,437
1,853
121
0
31 Dec 24
5,358
1,794
112
0
30 Sep 24
5,238
1,749
111
0
30 Jun 24
5,119
1,704
110
0
31 Mar 24
4,966
1,628
109
0
31 Dec 23
4,814
1,552
107
0
30 Sep 23
4,759
1,555
107
0
30 Jun 23
4,704
1,558
107
0
31 Mar 23
4,631
1,525
102
0
31 Dec 22
4,558
1,492
97
0
30 Sep 22
4,352
1,378
97
0
30 Jun 22
4,147
1,265
98
0
31 Mar 22
3,974
1,172
91
0
31 Dec 21
3,801
1,080
84
0
30 Sep 21
3,728
1,051
86
0
30 Jun 21
3,656
1,022
88
0
31 Mar 21
3,480
890
100
0
31 Dec 20
3,303
758
112
0
30 Sep 20
3,373
789
112
0
30 Jun 20
3,442
819
112
0
31 Mar 20
3,629
982
127
0
31 Dec 19
3,816
1,145
143
0
30 Sep 19
3,757
1,108
155
0
30 Jun 19
3,699
1,071
166
0
31 Mar 19
3,689
1,070
138
0
31 Dec 18
3,679
1,068
109
0
30 Sep 18
3,628
1,054
137
0
30 Jun 18
3,577
1,040
165
0
31 Mar 18
3,487
1,030
162
0
31 Dec 17
3,396
1,020
160
0
30 Sep 17
3,367
1,057
152
0
30 Jun 17
3,339
1,093
144
0
31 Mar 17
3,332
1,146
145
0
31 Dec 16
3,326
1,199
146
0
30 Sep 16
3,263
1,198
136
0
30 Jun 16
3,199
1,198
125
0
31 Mar 16
3,072
1,142
118
0
31 Dec 15
2,945
1,086
112
0
30 Sep 15
2,840
1,034
113
0
30 Jun 15
2,735
982
113
0
Quality Earnings: FNB has high quality earnings.
Growing Profit Margin: FNB's current net profit margins (35.1%) are higher than last year (33.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FNB's earnings have grown by 16% per year over the past 5 years.
Accelerating Growth: FNB's earnings growth over the past year (14.5%) is below its 5-year average (16% per year).
Earnings vs Industry: FNB earnings growth over the past year (14.5%) exceeded the Banks industry 13.6%.
Return on Equity
High ROE: FNB's Return on Equity (27.5%) is considered high.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/05/31 05:17
End of Day Share Price
2026/05/29 00:00
Earnings
2025/12/31
Annual Earnings
2025/06/30
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
FirstRand Namibia Limited is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.