RHB Bank Berhad Balance Sheet Health
Financial Health criteria checks 5/6
RHB Bank Berhad has total assets of MYR337.9B and total equity of MYR31.8B. Total deposits are MYR265.5B, and total loans are MYR225.7B.
Key information
10.6x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | RM 265.54b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | RM 18.80b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RHBBANK's Assets to Equity ratio (10.6x) is moderate.
Allowance for Bad Loans: RHBBANK has a low allowance for bad loans (71%).
Low Risk Liabilities: 87% of RHBBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: RHBBANK has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: RHBBANK's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: RHBBANK has an appropriate level of bad loans (1.8%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/27 17:56 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
RHB Bank Berhad is covered by 27 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ei Tan | Affin Hwang Investment Bank |
| Poh Ong | AmInvestment Bank Berhad |
| Wei Ong | CFRA Equity Research |