Public Bank Berhad Balance Sheet Health
Financial Health criteria checks 6/6
Public Bank Berhad has total assets of MYR525.6B and total equity of MYR58.0B. Total deposits are MYR439.0B, and total loans are MYR403.9B. It earns a Net Interest Margin of 2.2%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are MYR14.3B.
Key information
9.1x
Asset to equity ratio
2.2%
Net interest margin
| Total deposits | RM 438.97b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | RM 14.31b |
Recent financial health updates
No updates
Recent updates
Public Bank Berhad (KLSE:PBBANK) Released Earnings Last Week And Analysts Lifted Their Price Target To RM5.10
Aug 29
Shareholders Will Probably Hold Off On Increasing Public Bank Berhad's (KLSE:PBBANK) CEO Compensation For The Time Being
May 01Public Bank Berhad's (KLSE:PBBANK) Upcoming Dividend Will Be Larger Than Last Year's
Mar 01Does Public Bank Berhad (KLSE:PBBANK) Deserve A Spot On Your Watchlist?
Feb 10Here's Why We Think Public Bank Berhad (KLSE:PBBANK) Might Deserve Your Attention Today
Nov 07Do Public Bank Berhad's (KLSE:PBBANK) Earnings Warrant Your Attention?
Jul 21Do Public Bank Berhad's (KLSE:PBBANK) Earnings Warrant Your Attention?
Apr 06Public Bank Berhad's (KLSE:PBBANK) Shareholders Will Receive A Smaller Dividend Than Last Year
Mar 01With EPS Growth And More, Public Bank Berhad (KLSE:PBBANK) Makes An Interesting Case
Dec 04Public Bank Berhad's (KLSE:PBBANK) Shareholders Will Receive A Bigger Dividend Than Last Year
Sep 01Shareholders May Be Wary Of Increasing Public Bank Berhad's (KLSE:PBBANK) CEO Compensation Package
May 17Factors Income Investors Should Consider Before Adding Public Bank Berhad (KLSE:PBBANK) To Their Portfolio
Apr 12How Many Public Bank Berhad (KLSE:PBBANK) Shares Do Institutions Own?
Jan 22
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PBBANK's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: PBBANK has a sufficient allowance for bad loans (154%).
Low Risk Liabilities: 94% of PBBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: PBBANK has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: PBBANK's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: PBBANK has an appropriate level of bad loans (0.6%).