Hong Leong Bank Berhad Balance Sheet Health
Financial Health criteria checks 6/6
Hong Leong Bank Berhad has total assets of MYR292.9B and total equity of MYR36.4B. Total deposits are MYR225.4B, and total loans are MYR183.7B. It earns a Net Interest Margin of 1.9%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are MYR19.4B.
Key information
8x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | RM 225.43b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | RM 19.41b |
Recent financial health updates
No updates
Recent updates
Here's What Analysts Are Forecasting For Hong Leong Bank Berhad (KLSE:HLBANK) After Its First-Quarter Results
Dec 01
Hong Leong Bank Berhad (KLSE:HLBANK) Is Increasing Its Dividend To MYR0.43
Oct 25Hong Leong Bank Berhad's (KLSE:HLBANK) Shareholders Will Receive A Bigger Dividend Than Last Year
Sep 30If EPS Growth Is Important To You, Hong Leong Bank Berhad (KLSE:HLBANK) Presents An Opportunity
May 08Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HLBANK's Assets to Equity ratio (8x) is low.
Allowance for Bad Loans: HLBANK has a sufficient allowance for bad loans (146%).
Low Risk Liabilities: 88% of HLBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: HLBANK has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: HLBANK's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: HLBANK has an appropriate level of bad loans (0.6%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/09 10:57 |
| End of Day Share Price | 2025/01/09 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Hong Leong Bank Berhad is covered by 32 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ei Tan | Affin Hwang Investment Bank |
| Poh Ong | AmInvestment Bank Berhad |
| Wee Siang Ng | BNP Paribas Securities (Asia) |