AMMB Holdings Berhad Balance Sheet Health
Financial Health criteria checks 5/6
AMMB Holdings Berhad has total assets of MYR196.9B and total equity of MYR20.0B. Total deposits are MYR145.1B, and total loans are MYR125.7B earning a Net Interest Margin of 1.8%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are MYR15.7B.
Key information
9.9x
Asset to equity ratio
1.8%
Net interest margin
Total deposits | RM 145.07b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | RM 15.68b |
Recent financial health updates
No updates
Recent updates
AMMB Holdings Berhad (KLSE:AMBANK) Is Due To Pay A Dividend Of MYR0.103
Nov 29Here's Why We Think AMMB Holdings Berhad (KLSE:AMBANK) Might Deserve Your Attention Today
Sep 30AMMB Holdings Berhad (KLSE:AMBANK) Is Increasing Its Dividend To MYR0.166
Jun 13AMMB Holdings Berhad (KLSE:AMBANK) Will Pay A Larger Dividend Than Last Year At MYR0.166
May 29If EPS Growth Is Important To You, AMMB Holdings Berhad (KLSE:AMBANK) Presents An Opportunity
Jul 10AMMB Holdings Berhad (KLSE:AMBANK) Will Pay A Larger Dividend Than Last Year At MYR0.123
Jun 01Reflecting on AMMB Holdings Berhad's (KLSE:AMBANK) Share Price Returns Over The Last Five Years
Mar 15Are Institutions Heavily Invested In AMMB Holdings Berhad's (KLSE:AMBANK) Shares?
Jan 21If You Had Bought AMMB Holdings Berhad's (KLSE:AMBANK) Shares Five Years Ago You Would Be Down 26%
Nov 29Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: AMBANK's Assets to Equity ratio (9.9x) is low.
Allowance for Bad Loans: AMBANK has a low allowance for bad loans (87%).
Low Risk Liabilities: 82% of AMBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: AMBANK has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: AMBANK's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: AMBANK has an appropriate level of bad loans (1.8%).
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Company Analysis and Financial Data Status
Data | Last Updated (UTC time) |
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Company Analysis | 2024/12/22 00:59 |
End of Day Share Price | 2024/12/20 00:00 |
Earnings | 2024/09/30 |
Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
Package | Data | Timeframe | Example US Source * |
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Company Financials | 10 years |
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Analyst Consensus Estimates | +3 years |
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Market Prices | 30 years |
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Ownership | 10 years |
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Management | 10 years |
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Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
AMMB Holdings Berhad is covered by 33 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
Analyst | Institution |
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Ei Tan | Affin Hwang Investment Bank |
Wee Siang Ng | BNP Paribas Securities (Asia) |
Chin Seng Tay | BofA Global Research |