Alliance Bank Malaysia Berhad Balance Sheet Health
Financial Health criteria checks 5/6
Alliance Bank Malaysia Berhad has total assets of MYR81.0B and total equity of MYR7.4B. Total deposits are MYR60.8B, and total loans are MYR54.2B. It earns a Net Interest Margin of 2.5%. It has sufficient allowance for bad loans, which are currently at 2.1% of total loans. Cash and short-term investments are MYR5.4B.
Key information
10.9x
Asset to equity ratio
2.5%
Net interest margin
| Total deposits | RM 60.84b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | RM 5.45b |
Recent financial health updates
No updates
Recent updates
Alliance Bank Malaysia Berhad (KLSE:ABMB) Has Announced A Dividend Of MYR0.1085
Dec 03
Alliance Bank Malaysia Berhad's (KLSE:ABMB) Upcoming Dividend Will Be Larger Than Last Year's
Dec 01Alliance Bank Malaysia Berhad's (KLSE:ABMB) Shareholders Will Receive A Bigger Dividend Than Last Year
Jun 02Alliance Bank Malaysia Berhad's(KLSE:ABMB) Share Price Is Down 34% Over The Past Three Years.
Feb 12
Key Things To Understand About Alliance Bank Malaysia Berhad's (KLSE:ABMB) CEO Pay Cheque
Jan 08What Kind Of Shareholders Hold The Majority In Alliance Bank Malaysia Berhad's (KLSE:ABMB) Shares?
Dec 04Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ABMB's Assets to Equity ratio (10.9x) is moderate.
Allowance for Bad Loans: ABMB has a sufficient allowance for bad loans (106%).
Low Risk Liabilities: 83% of ABMB's liabilities are made up of primarily low risk sources of funding.
Loan Level: ABMB has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: ABMB's Loans to Deposits ratio (89%) is appropriate.
Level of Bad Loans: ABMB has a high level of bad loans (2.1%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/10 19:37 |
| End of Day Share Price | 2025/01/10 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Alliance Bank Malaysia Berhad is covered by 21 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ei Tan | Affin Hwang Investment Bank |
| Poh Ong | AmInvestment Bank Berhad |
| Gia Ng | CGS International |