Fair Isaac Corporation

BMV:FICO1 * Stock Report

Market Cap: Mex$769.9b

Fair Isaac Valuation

Is FICO1 * undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of FICO1 * when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Mex$13.33k
Fair Value
136.8% overvalued intrinsic discount
18
Number of Analysts

Below Fair Value: FICO1 * (MX$31560) is trading above our estimate of fair value (MX$13328.04)

Significantly Below Fair Value: FICO1 * is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for FICO1 *?

Key metric: As FICO1 * is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for FICO1 *. This is calculated by dividing FICO1 *'s market cap by their current earnings.
What is FICO1 *'s PE Ratio?
PE Ratio64.7x
EarningsUS$651.95m
Market CapUS$42.17b

Price to Earnings Ratio vs Peers

How does FICO1 *'s PE Ratio compare to its peers?

The above table shows the PE ratio for FICO1 * vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average54.4x
ROP Roper Technologies
30.6x10.80%US$47.8b
WDAY Workday
88x32.18%US$56.5b
CSU Constellation Software
72.8x23.42%CA$70.4b
DSY Dassault Systèmes
26.3x10.22%€30.8b
FICO1 * Fair Isaac
64.7x17.00%Mex$42.2b

Price-To-Earnings vs Peers: FICO1 * is expensive based on its Price-To-Earnings Ratio (64.7x) compared to the peer average (54.3x).

Price to Earnings Ratio vs Industry

How does FICO1 *'s PE Ratio compare vs other companies in the Global Software Industry?

37 CompaniesPrice / EarningsEstimated GrowthMarket Cap
FICO1 * 64.7xIndustry Avg. 27.4xNo. of Companies90PE020406080100+
37 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: FICO1 * is expensive based on its Price-To-Earnings Ratio (64.7x) compared to the Global Software industry average (27.4x).

Price to Earnings Ratio vs Fair Ratio

What is FICO1 *'s PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

FICO1 * PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio64.7x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate FICO1 *'s Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst FICO1 * forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Currentn/a
Mex$37,151.26
0%
13.33%Mex$43,884.24Mex$22,490.67n/a18
Nov ’26Mex$30,750.00
Mex$37,075.78
+20.57%
14.49%Mex$44,124.72Mex$22,613.92n/a19
Oct ’26Mex$27,841.22
Mex$34,422.37
+23.64%
12.87%Mex$42,259.28Mex$22,599.53n/a20
Sep ’26Mex$26,400.00
Mex$34,942.61
+32.36%
13.50%Mex$42,929.96Mex$22,958.20n/a19
Aug ’26Mex$26,190.00
Mex$36,492.73
+39.34%
12.27%Mex$43,444.70Mex$23,233.47n/a19
Jul ’26Mex$33,800.00
Mex$41,224.48
+21.97%
22.03%Mex$69,440.86Mex$25,599.28n/a19
Jun ’26Mex$33,900.00
Mex$42,369.62
+24.98%
22.09%Mex$71,458.84Mex$26,343.20n/a19
May ’26Mex$38,950.00
Mex$41,446.30
+6.41%
17.10%Mex$54,887.28Mex$26,737.95n/a19
Apr ’26Mex$38,195.00
Mex$41,089.68
+7.58%
16.66%Mex$52,354.64Mex$25,311.45n/a18
Mar ’26Mex$36,885.00
Mex$41,612.59
+12.82%
16.66%Mex$53,081.86Mex$25,663.04n/a18
Feb ’26n/a
Mex$44,377.13
0%
17.99%Mex$55,031.87Mex$24,692.99n/a18
Jan ’26n/a
Mex$44,475.96
0%
18.06%Mex$54,107.98Mex$24,278.44n/a18
Dec ’25Mex$48,350.00
Mex$42,272.57
-12.57%
18.65%Mex$50,292.75Mex$24,019.82n/a17
Nov ’25Mex$40,533.00
Mex$37,003.18
-8.71%
17.94%Mex$45,812.31Mex$21,950.92Mex$30,750.0017
Oct ’25n/a
Mex$34,092.49
0%
18.58%Mex$43,149.04Mex$19,809.33Mex$27,841.2217
Sep ’25Mex$33,841.00
Mex$31,409.07
-7.19%
17.03%Mex$39,891.18Mex$19,185.76Mex$26,400.0015
Aug ’25Mex$30,336.00
Mex$28,704.30
-5.38%
19.55%Mex$35,666.99Mex$17,645.77Mex$26,190.0014
Jul ’25Mex$27,353.79
Mex$24,638.22
-9.93%
13.88%Mex$27,874.57Mex$17,272.31Mex$33,800.0013
Jun ’25Mex$23,173.80
Mex$22,406.53
-3.31%
13.85%Mex$25,482.48Mex$15,947.76Mex$33,900.0013
May ’25Mex$20,475.00
Mex$22,396.80
+9.39%
13.60%Mex$25,526.70Mex$15,996.73Mex$38,950.0013
Apr ’25n/a
Mex$21,853.64
0%
14.08%Mex$24,846.15Mex$14,758.61Mex$38,195.0012
Mar ’25Mex$21,910.00
Mex$22,441.05
+2.42%
13.98%Mex$25,527.90Mex$15,163.57Mex$36,885.0013
Feb ’25Mex$21,137.10
Mex$22,332.99
+5.66%
15.94%Mex$25,813.05Mex$13,939.05n/a13
Jan ’25Mex$19,780.00
Mex$18,208.58
-7.94%
18.08%Mex$22,926.11Mex$12,312.17n/a13
Dec ’24Mex$19,351.15
Mex$17,907.81
-7.46%
16.68%Mex$22,700.04Mex$12,467.83Mex$48,350.0012
Mex$36.05k
Fair Value
12.5% undervalued intrinsic discount
18
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

Discover undervalued companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/12/03 03:15
End of Day Share Price 2025/11/14 00:00
Earnings2025/09/30
Annual Earnings2025/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Fair Isaac Corporation is covered by 32 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jeffrey MeulerBaird
Manav PatnaikBarclays
Jeffrey SilberBMO Capital Markets Equity Research