Trupanion's earnings have been declining at an average annual rate of -22.6%, while the Insurance industry saw earnings growing at 13.9% annually. Revenues have been growing at an average rate of 23.6% per year.
Key information
-22.63%
Earnings growth rate
-21.43%
EPS growth rate
Insurance Industry Growth
7.60%
Revenue growth rate
23.62%
Return on equity
-2.98%
Net Margin
-0.75%
Last Earnings Update
31 Dec 2024
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Trupanion makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
BMV:TRUP * Revenue, expenses and earnings (USD Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Dec 24
1,286
-10
101
0
30 Sep 24
1,244
-13
95
0
30 Jun 24
1,203
-19
88
0
31 Mar 24
1,158
-27
83
0
31 Dec 23
1,109
-45
83
0
30 Sep 23
1,059
-52
81
0
30 Jun 23
1,007
-61
80
0
31 Mar 23
956
-61
78
0
31 Dec 22
905
-45
71
0
30 Sep 22
854
-42
60
0
30 Jun 22
801
-36
56
0
31 Mar 22
750
-32
52
0
31 Dec 21
699
-36
56
0
30 Sep 21
647
-32
13
0
30 Jun 21
596
-28
21
0
31 Mar 21
545
-17
26
0
31 Dec 20
502
-6
31
0
30 Sep 20
465
-2
67
0
30 Jun 20
434
2
62
0
31 Mar 20
408
-2
62
0
31 Dec 19
384
-2
26
0
30 Sep 19
361
-3
64
0
30 Jun 19
340
-2
60
0
31 Mar 19
321
-1
57
0
31 Dec 18
304
-1
48
0
30 Sep 18
288
-1
51
0
30 Jun 18
273
-2
50
0
31 Mar 18
259
-2
48
0
31 Dec 17
244
-2
46
0
30 Sep 17
228
-2
44
0
30 Jun 17
214
-4
42
0
31 Mar 17
200
-6
41
0
31 Dec 16
188
-7
40
0
30 Sep 16
177
-8
39
0
30 Jun 16
167
-11
41
0
31 Mar 16
156
-15
42
0
31 Dec 15
147
-17
42
0
30 Sep 15
139
-18
41
0
30 Jun 15
131
-22
40
0
31 Mar 15
124
-21
38
0
31 Dec 14
116
-21
36
0
30 Sep 14
108
-20
33
0
30 Jun 14
100
-13
28
0
31 Mar 14
92
-11
25
0
Quality Earnings: TRUP * is currently unprofitable.
Growing Profit Margin: TRUP * is currently unprofitable.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: TRUP * is unprofitable, and losses have increased over the past 5 years at a rate of 22.6% per year.
Accelerating Growth: Unable to compare TRUP *'s earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: TRUP * is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (16.8%).
Return on Equity
High ROE: TRUP * has a negative Return on Equity (-2.98%), as it is currently unprofitable.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2025/03/05 10:37
End of Day Share Price
2024/12/06 00:00
Earnings
2024/12/31
Annual Earnings
2024/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Trupanion, Inc. is covered by 16 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.