iA Financial Corporation Inc.

BMV:IAG1 N Stock Report

Market Cap: Mex$124.7b

iA Financial Past Earnings Performance

Past criteria checks 3/6

iA Financial has been growing earnings at an average annual rate of 8.8%, while the Insurance industry saw earnings growing at 7.5% annually. Revenues have been growing at an average rate of 1.8% per year. iA Financial's return on equity is 11.8%, and it has net margins of 9.5%.

Key information

8.8%

Earnings growth rate

9.0%

EPS growth rate

Insurance Industry Growth7.6%
Revenue growth rate1.8%
Return on equity11.8%
Net Margin9.5%
Next Earnings Update10 May 2023

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How iA Financial makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

BMV:IAG1 N Revenue, expenses and earnings (CAD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 228,5958172,0620
30 Sep 2210,2067972,0560
30 Jun 2210,1927991,9430
31 Mar 2215,2958081,8830
31 Dec 2115,4748301,8230
30 Sep 2114,0117931,7740
30 Jun 2114,2767931,7550
31 Mar 2115,6287431,6990
31 Dec 2017,6236111,6440
30 Sep 2015,6656101,6040
30 Jun 2015,2815771,5070
31 Mar 2012,6645771,4860
31 Dec 1915,2656871,4640
30 Sep 1915,3086671,3920
30 Jun 1913,5736481,3870
31 Mar 1912,2676251,3660
31 Dec 189,9126131,3290
30 Sep 1811,0055941,2760
30 Jun 1810,6485741,2280
31 Mar 1810,9915441,1700
31 Dec 1711,2765151,1210
30 Sep 178,2805381,0990
30 Jun 179,4035371,0680
31 Mar 179,4185491,0460
31 Dec 169,3475371,0240
30 Sep 1611,0233861,0120
30 Jun 1610,0283559960

Quality Earnings: IAG1 N has high quality earnings.

Growing Profit Margin: IAG1 N's current net profit margins (9.5%) are higher than last year (5.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: IAG1 N's earnings have grown by 8.8% per year over the past 5 years.

Accelerating Growth: IAG1 N's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: IAG1 N had negative earnings growth (-1.6%) over the past year, making it difficult to compare to the Insurance industry average (31.9%).


Return on Equity

High ROE: IAG1 N's Return on Equity (11.8%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2023/04/28 06:57
End of Day Share Price 2023/01/29 00:00
Earnings2022/12/31
Annual Earnings2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

iA Financial Corporation Inc. is covered by 18 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Tom MacKinnonBMO Capital Markets Equity Research
Dennis WestfallBofA Global Research
Scott ChanCanaccord Genuity