Upstart Holdings, Inc.

BMV:UPST * Stock Report

Market Cap: Mex$36.3b

Upstart Holdings Past Earnings Performance

Past criteria checks 0/6

Upstart Holdings's earnings have been declining at an average annual rate of -69.2%, while the Consumer Finance industry saw earnings growing at 8.3% annually. Revenues have been declining at an average rate of 0.5% per year.

Key information

-69.2%

Earnings growth rate

-67.8%

EPS growth rate

Consumer Finance Industry Growth9.8%
Revenue growth rate-0.5%
Return on equity-28.6%
Net Margin-30.4%
Last Earnings Update31 Mar 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Upstart Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

BMV:UPST * Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 24577-175348233
31 Dec 23548-240340280
30 Sep 23546-253343269
30 Jun 23562-269360283
31 Mar 23652-271438297
31 Dec 22853-109531237
30 Sep 221,0076590220
30 Jun 221,07691614191
31 Mar 221,041158562165
31 Dec 21852135455134
30 Sep 2163476347102
30 Jun 214724925375
31 Mar 21297916751
31 Dec 20241014539
30 Sep 20221613932
31 Dec 19191012519
31 Dec 18126-12838
31 Dec 1767-8495

Quality Earnings: UPST * is currently unprofitable.

Growing Profit Margin: UPST * is currently unprofitable.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: UPST * is unprofitable, and losses have increased over the past 5 years at a rate of 69.2% per year.

Accelerating Growth: Unable to compare UPST *'s earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: UPST * is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (3.9%).


Return on Equity

High ROE: UPST * has a negative Return on Equity (-28.64%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.