Unifin Financiera, S. A. B. de C. V.

BMV:UNIFIN A Stock Report

Market Cap: Mex$622.9m

Unifin Financiera S. A. B. de C. V Past Earnings Performance

Past criteria checks 3/6

Unifin Financiera S. A. B. de C. V's earnings have been declining at an average annual rate of -4%, while the Diversified Financial industry saw earnings growing at 12.9% annually. Revenues have been declining at an average rate of 21% per year. Unifin Financiera S. A. B. de C. V's return on equity is 12.4%, and it has net margins of 45.8%.

Key information

-4.0%

Earnings growth rate

-8.8%

EPS growth rate

Diversified Financial Industry Growth14.6%
Revenue growth rate-21.0%
Return on equity12.4%
Net Margin45.8%
Last Earnings Update30 Jun 2022

Recent past performance updates

Recent updates

Investors Aren't Buying Unifin Financiera, S. A. B. de C. V.'s (BMV:UNIFINA) Earnings

Mar 25
Investors Aren't Buying Unifin Financiera, S. A. B. de C. V.'s (BMV:UNIFINA) Earnings

Reflecting on Unifin Financiera S. A. B. de C. V's (BMV:UNIFINA) Share Price Returns Over The Last Three Years

Jan 21
Reflecting on Unifin Financiera S. A. B. de C. V's (BMV:UNIFINA) Share Price Returns Over The Last Three Years

Unifin Financiera, S. A. B. de C. V.'s (BMV:UNIFINA) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?

Dec 12
Unifin Financiera, S. A. B. de C. V.'s (BMV:UNIFINA) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?

Revenue & Expenses Breakdown

How Unifin Financiera S. A. B. de C. V makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

BMV:UNIFIN A Revenue, expenses and earnings (MXN Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 223,5581,6311680
31 Mar 2211,8541,6251,9700
31 Dec 213,2481,49500
30 Sep 213,0341,382860
30 Jun 212,6391,334380
31 Mar 212,5281,25820
31 Dec 202,6321,36400
30 Sep 203,8621,6101310
30 Jun 204,1081,697920
31 Mar 203,9161,888560
31 Dec 193,3891,94900
30 Sep 194,4202,0272980
30 Jun 193,8142,1181890
31 Mar 1913,6562,0012480
31 Dec 182,8871,98300
30 Sep 189,9031,8473540
30 Jun 1810,1851,8582500
31 Mar 1810,4051,8671820
31 Dec 1710,3551,7731110
30 Sep 179,1781,5751260
30 Jun 178,5641,3601230
31 Mar 177,7971,2596760
31 Dec 167,4151,210870
30 Sep 166,7941,1545240
30 Jun 166,2561,0555200

Quality Earnings: UNIFIN A has high quality earnings.

Growing Profit Margin: UNIFIN A's current net profit margins (45.8%) are lower than last year (50.5%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: UNIFIN A's earnings have declined by 4% per year over the past 5 years.

Accelerating Growth: UNIFIN A's earnings growth over the past year (22.2%) exceeds its 5-year average (-4% per year).

Earnings vs Industry: UNIFIN A earnings growth over the past year (22.2%) exceeded the Diversified Financial industry 7.3%.


Return on Equity

High ROE: UNIFIN A's Return on Equity (12.4%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2023/04/28 01:04
End of Day Share Price 2023/01/29 00:00
Earnings2022/06/30
Annual Earnings2021/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Unifin Financiera, S. A. B. de C. V. is covered by 6 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gilberto GarciaBarclays
Carlos Rivera ZermenoCitigroup Inc
Marcelo Fedato TellesCredit Suisse