SLM Past Earnings Performance
Past criteria checks 2/6
SLM has been growing earnings at an average annual rate of 8.6%, while the Consumer Finance industry saw earnings growing at 8.6% annually. Revenues have been growing at an average rate of 6% per year. SLM's return on equity is 21.1%, and it has net margins of 32.6%.
Key information
8.6%
Earnings growth rate
18.5%
EPS growth rate
Consumer Finance Industry Growth | 9.8% |
Revenue growth rate | 6.0% |
Return on equity | 21.1% |
Net Margin | 32.6% |
Last Earnings Update | 30 Jun 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How SLM makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
---|---|---|---|---|
30 Jun 23 | 1,126 | 367 | 334 | 0 |
31 Mar 23 | 1,204 | 447 | 313 | 0 |
31 Dec 22 | 1,190 | 460 | 291 | 0 |
30 Sep 22 | 1,671 | 846 | 278 | 0 |
30 Jun 22 | 1,647 | 845 | 281 | 0 |
31 Mar 22 | 1,378 | 643 | 283 | 0 |
31 Dec 21 | 2,049 | 1,156 | 282 | 0 |
30 Sep 21 | 2,209 | 1,282 | 286 | 0 |
30 Jun 21 | 2,353 | 1,379 | 277 | 0 |
31 Mar 21 | 2,047 | 1,152 | 288 | 0 |
31 Dec 20 | 1,718 | 871 | 304 | 0 |
30 Sep 20 | 1,341 | 577 | 314 | 0 |
30 Jun 20 | 1,286 | 533 | 324 | 0 |
31 Mar 20 | 1,594 | 766 | 318 | 0 |
31 Dec 19 | 1,318 | 561 | 311 | 0 |
30 Sep 19 | 1,338 | 567 | 302 | 0 |
30 Jun 19 | 1,216 | 543 | 300 | 0 |
31 Mar 19 | 1,179 | 503 | 294 | 0 |
31 Dec 18 | 1,116 | 472 | 285 | 0 |
30 Sep 18 | 1,010 | 372 | 280 | 0 |
30 Jun 18 | 1,043 | 346 | 267 | 0 |
31 Mar 18 | 984 | 307 | 257 | 0 |
31 Dec 17 | 941 | 273 | 242 | 0 |
30 Sep 17 | 920 | 294 | 230 | 0 |
30 Jun 17 | 891 | 272 | 220 | 0 |
31 Mar 17 | 852 | 258 | 212 | 0 |
31 Dec 16 | 791 | 229 | 203 | 0 |
30 Sep 16 | 809 | 249 | 196 | 0 |
30 Jun 16 | 762 | 238 | 197 | 0 |
31 Mar 16 | 817 | 273 | 187 | 0 |
31 Dec 15 | 795 | 255 | 173 | 0 |
30 Sep 15 | 698 | 185 | 166 | 0 |
30 Jun 15 | 765 | 222 | 148 | 0 |
31 Mar 15 | 675 | 177 | 141 | 0 |
31 Dec 14 | 650 | 181 | 136 | 0 |
30 Sep 14 | 690 | 227 | 117 | 0 |
30 Jun 14 | 614 | 198 | 112 | 0 |
31 Mar 14 | 648 | 232 | 108 | 0 |
31 Dec 13 | 691 | 259 | 107 | 0 |
31 Dec 12 | 609 | 218 | 110 | 0 |
Quality Earnings: SLM * has high quality earnings.
Growing Profit Margin: SLM *'s current net profit margins (32.6%) are lower than last year (51.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SLM *'s earnings have grown by 8.6% per year over the past 5 years.
Accelerating Growth: SLM *'s has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: SLM * had negative earnings growth (-56.5%) over the past year, making it difficult to compare to the Consumer Finance industry average (-11.1%).
Return on Equity
High ROE: Whilst SLM *'s Return on Equity (21.13%) is high, this metric is skewed due to their high level of debt.