Financiera Independencia. de SOFOM E.N.R Past Earnings Performance
Past criteria checks 4/6
Financiera Independencia. de SOFOM E.N.R has been growing earnings at an average annual rate of 30%, while the Consumer Finance industry saw earnings growing at 12% annually. Revenues have been declining at an average rate of 0.1% per year. Financiera Independencia. de SOFOM E.N.R's return on equity is 13.3%, and it has net margins of 22.4%.
Key information
30.0%
Earnings growth rate
31.1%
EPS growth rate
| Consumer Finance Industry Growth | 9.8% |
| Revenue growth rate | -0.1% |
| Return on equity | 13.3% |
| Net Margin | 22.4% |
| Last Earnings Update | 30 Sep 2024 |
Revenue & Expenses Breakdown
How Financiera Independencia. de SOFOM E.N.R makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 3,513 | 785 | 84 | 0 |
| 30 Jun 24 | 3,461 | 750 | 84 | 0 |
| 31 Mar 24 | 3,581 | 723 | 0 | 0 |
| 31 Dec 23 | 3,418 | 710 | 84 | 0 |
| 30 Sep 23 | 3,519 | 668 | 178 | 0 |
| 30 Jun 23 | 3,512 | 658 | 178 | 0 |
| 31 Mar 23 | 3,538 | 645 | 178 | 0 |
| 31 Dec 22 | 3,512 | 628 | 178 | 0 |
| 30 Sep 22 | 3,505 | 579 | 347 | 0 |
| 30 Jun 22 | 3,513 | 548 | 347 | 0 |
| 31 Mar 22 | 3,443 | 517 | 347 | 0 |
| 31 Dec 21 | 3,403 | 480 | 347 | 0 |
| 30 Sep 21 | 3,313 | 418 | 1,922 | 0 |
| 30 Jun 21 | 3,157 | 267 | 1,922 | 0 |
| 31 Mar 21 | 3,140 | -369 | 0 | 0 |
| 31 Dec 20 | 3,143 | 46 | 329 | 0 |
| 30 Sep 20 | 3,324 | 81 | 2,142 | 0 |
| 30 Jun 20 | 3,526 | 186 | 2,142 | 0 |
| 31 Mar 20 | 3,769 | 330 | 2,512 | 0 |
| 31 Dec 19 | 3,731 | 324 | 2,142 | 0 |
| 30 Sep 19 | 3,747 | 306 | 43 | 0 |
| 30 Jun 19 | 3,754 | 304 | 861 | 0 |
| 31 Mar 19 | 3,637 | 298 | 1,673 | 0 |
| 31 Dec 18 | 3,682 | 262 | 0 | 0 |
| 30 Sep 18 | 3,454 | 215 | 2,496 | 0 |
| 30 Jun 18 | 3,423 | 202 | 2,473 | 0 |
| 31 Mar 18 | 3,473 | 187 | 2,466 | 0 |
| 31 Dec 17 | 3,597 | 228 | 2,514 | 0 |
| 30 Sep 17 | 3,671 | 255 | 2,592 | 0 |
| 30 Jun 17 | 3,741 | 275 | 2,633 | 0 |
| 31 Mar 17 | 3,657 | 249 | 2,647 | 0 |
| 31 Dec 16 | 3,642 | 223 | 2,589 | 0 |
| 30 Sep 16 | 3,522 | 221 | 2,512 | 0 |
| 30 Jun 16 | 3,507 | 203 | 2,518 | 0 |
| 31 Mar 16 | 3,511 | 202 | 2,531 | 0 |
| 31 Dec 15 | 3,560 | 209 | 2,566 | 0 |
| 30 Sep 15 | 3,562 | 238 | 2,587 | 0 |
| 30 Jun 15 | 3,579 | 253 | 2,592 | 0 |
| 31 Mar 15 | 3,607 | 277 | 2,272 | 0 |
| 31 Dec 14 | 3,640 | 318 | 2,568 | 0 |
| 30 Sep 14 | 3,659 | 323 | 2,319 | 0 |
| 30 Jun 14 | 3,601 | 311 | -61 | 0 |
| 31 Mar 14 | 3,606 | 304 | 2,295 | 0 |
| 31 Dec 13 | 3,582 | 254 | 2,339 | 0 |
Quality Earnings: FINDEP * has high quality earnings.
Growing Profit Margin: FINDEP *'s current net profit margins (22.4%) are higher than last year (19%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FINDEP *'s earnings have grown significantly by 30% per year over the past 5 years.
Accelerating Growth: FINDEP *'s earnings growth over the past year (17.5%) is below its 5-year average (30% per year).
Earnings vs Industry: FINDEP * earnings growth over the past year (17.5%) exceeded the Consumer Finance industry 10.4%.
Return on Equity
High ROE: FINDEP *'s Return on Equity (13.3%) is considered low.