Financiera Independencia S.A.B. de C.V. SOFOM E.N.R.

BMV:FINDEP * Stock Report

Market Cap: Mex$2.5b

Financiera Independencia. de SOFOM E.N.R Past Earnings Performance

Past criteria checks 4/6

Financiera Independencia. de SOFOM E.N.R has been growing earnings at an average annual rate of 30%, while the Consumer Finance industry saw earnings growing at 12.6% annually. Revenues have been declining at an average rate of 0.1% per year. Financiera Independencia. de SOFOM E.N.R's return on equity is 13.3%, and it has net margins of 22.4%.

Key information

30.0%

Earnings growth rate

31.1%

EPS growth rate

Consumer Finance Industry Growth9.8%
Revenue growth rate-0.1%
Return on equity13.3%
Net Margin22.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Fewer Investors Than Expected Jumping On Financiera Independencia S.A.B. de C.V. SOFOM E.N.R. (BMV:FINDEP)

Nov 04
Fewer Investors Than Expected Jumping On Financiera Independencia S.A.B. de C.V. SOFOM E.N.R. (BMV:FINDEP)

Insufficient Growth At Financiera Independencia S.A.B. de C.V. SOFOM E.N.R. (BMV:FINDEP) Hampers Share Price

Mar 12
Insufficient Growth At Financiera Independencia S.A.B. de C.V. SOFOM E.N.R. (BMV:FINDEP) Hampers Share Price

Revenue & Expenses Breakdown

How Financiera Independencia. de SOFOM E.N.R makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

BMV:FINDEP * Revenue, expenses and earnings (MXN Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 243,513785840
30 Jun 243,461750840
31 Mar 243,58172300
31 Dec 233,418710840
30 Sep 233,5196681780
30 Jun 233,5126581780
31 Mar 233,5386451780
31 Dec 223,5126281780
30 Sep 223,5055793470
30 Jun 223,5135483470
31 Mar 223,4435173470
31 Dec 213,4034803470
30 Sep 213,3134181,9220
30 Jun 213,1572671,9220
31 Mar 213,140-36900
31 Dec 203,143463290
30 Sep 203,324812,1420
30 Jun 203,5261862,1420
31 Mar 203,7693302,5120
31 Dec 193,7313242,1420
30 Sep 193,747306430
30 Jun 193,7543048610
31 Mar 193,6372981,6730
31 Dec 183,68226200
30 Sep 183,4542152,4960
30 Jun 183,4232022,4730
31 Mar 183,4731872,4660
31 Dec 173,5972282,5140
30 Sep 173,6712552,5920
30 Jun 173,7412752,6330
31 Mar 173,6572492,6470
31 Dec 163,6422232,5890
30 Sep 163,5222212,5120
30 Jun 163,5072032,5180
31 Mar 163,5112022,5310
31 Dec 153,5602092,5660
30 Sep 153,5622382,5870
30 Jun 153,5792532,5920
31 Mar 153,6072772,2720
31 Dec 143,6403182,5680
30 Sep 143,6593232,3190
30 Jun 143,601311-610
31 Mar 143,6063042,2950
31 Dec 133,5822542,3390

Quality Earnings: FINDEP * has high quality earnings.

Growing Profit Margin: FINDEP *'s current net profit margins (22.4%) are higher than last year (19%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: FINDEP *'s earnings have grown significantly by 30% per year over the past 5 years.

Accelerating Growth: FINDEP *'s earnings growth over the past year (17.5%) is below its 5-year average (30% per year).

Earnings vs Industry: FINDEP * earnings growth over the past year (17.5%) exceeded the Consumer Finance industry 9.8%.


Return on Equity

High ROE: FINDEP *'s Return on Equity (13.3%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 01:01
End of Day Share Price 2024/11/22 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Financiera Independencia S.A.B. de C.V. SOFOM E.N.R. is covered by 5 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Martín LaraActinver Case de Bolsa, S.A. de C.V.
Miguel Mayorga TenaGBM Grupo Bursátil Mexicano, S.A. de C.V. Casa de Bolsa
Natalia Zamora MadrazoGBM Grupo Bursátil Mexicano, S.A. de C.V. Casa de Bolsa