Ally Financial Balance Sheet Health
Financial Health criteria checks 6/6
Ally Financial has total assets of $192.9B and total equity of $13.7B. Total deposits are $155.1B, and total loans are $134.4B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $8.2B.
Key information
14.1x
Asset to equity ratio
3.3%
Net interest margin
Total deposits | US$155.08b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.9% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$8.15b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ALLY1 *'s Assets to Equity ratio (14.1x) is moderate.
Allowance for Bad Loans: ALLY1 * has a sufficient allowance for bad loans (284%).
Low Risk Liabilities: 87% of ALLY1 *'s liabilities are made up of primarily low risk sources of funding.
Loan Level: ALLY1 * has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: ALLY1 *'s Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: ALLY1 * has an appropriate level of bad loans (0.9%).