Affirm Holdings Past Earnings Performance
Past criteria checks 0/6
Affirm Holdings's earnings have been declining at an average annual rate of -21.9%, while the Diversified Financial industry saw earnings growing at 17.9% annually. Revenues have been growing at an average rate of 28.4% per year.
Key information
-21.9%
Earnings growth rate
1.6%
EPS growth rate
| Diversified Financial Industry Growth | 14.6% |
| Revenue growth rate | 28.4% |
| Return on equity | -15.7% |
| Net Margin | -17.7% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Affirm Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 2,525 | -446 | 1,097 | 503 |
| 30 Jun 24 | 2,323 | -518 | 1,100 | 502 |
| 31 Mar 24 | 2,110 | -679 | 1,112 | 530 |
| 31 Dec 23 | 1,914 | -750 | 1,129 | 567 |
| 30 Sep 23 | 1,723 | -906 | 1,183 | 604 |
| 30 Jun 23 | 1,588 | -985 | 1,222 | 616 |
| 31 Mar 23 | 1,506 | -966 | 1,276 | 599 |
| 31 Dec 22 | 1,480 | -815 | 1,296 | 547 |
| 30 Sep 22 | 1,442 | -652 | 1,234 | 486 |
| 30 Jun 22 | 1,349 | -707 | 1,110 | 419 |
| 31 Mar 22 | 1,247 | -644 | 960 | 352 |
| 31 Dec 21 | 1,123 | -877 | 900 | 347 |
| 30 Sep 21 | 966 | -744 | 695 | 294 |
| 30 Jun 21 | 870 | -441 | 554 | 249 |
| 31 Mar 21 | 762 | -283 | 410 | 212 |
| 31 Dec 20 | 670 | -81 | 210 | 141 |
| 30 Sep 20 | 596 | -99 | 168 | 131 |
| 30 Jun 20 | 510 | -113 | 146 | 122 |
| 30 Jun 19 | 264 | -135 | 106 | 76 |
Quality Earnings: AFRM * is currently unprofitable.
Growing Profit Margin: AFRM * is currently unprofitable.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: AFRM * is unprofitable, and losses have increased over the past 5 years at a rate of 21.9% per year.
Accelerating Growth: Unable to compare AFRM *'s earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: AFRM * is unprofitable, making it difficult to compare its past year earnings growth to the Diversified Financial industry (1.7%).
Return on Equity
High ROE: AFRM * has a negative Return on Equity (-15.74%), as it is currently unprofitable.