Signature Bank Balance Sheet Health

Financial Health criteria checks 6/6

Signature Bank has total assets of $110.4B and total equity of $8.0B. Total deposits are $88.6B, and total loans are $73.8B. It earns a Net Interest Margin of 2.2%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $6.0B.

Key information

13.8x

Asset to equity ratio

2.2%

Net interest margin

Total deposits

US$88.59b

Loan to deposit ratio

Appropriate

Bad loans

0.2%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

US$5.98b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: SBNY *'s Assets to Equity ratio (13.8x) is moderate.

Allowance for Bad Loans: SBNY * has a sufficient allowance for bad loans (266%).

Low Risk Liabilities: 87% of SBNY *'s liabilities are made up of primarily low risk sources of funding.

Loan Level: SBNY * has an appropriate level of Loans to Assets ratio (67%).

Low Risk Deposits: SBNY *'s Loans to Deposits ratio (83%) is appropriate.

Level of Bad Loans: SBNY * has an appropriate level of bad loans (0.2%).


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