Banco de Sabadell Balance Sheet Health
Financial Health criteria checks 4/6
Banco de Sabadell has total assets of €243.3B and total equity of €13.8B. Total deposits are €189.0B, and total loans are €161.6B earning a Net Interest Margin of 1.5%. It has insufficient allowance for bad loans, which are currently at 3.4% of total loans. Cash and short-term investments are €41.0B.
Key information
17.7x
Asset to equity ratio
1.5%
Net interest margin
Total deposits | €189.04b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €41.04b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SABE N's Assets to Equity ratio (17.7x) is moderate.
Allowance for Bad Loans: SABE N has a low allowance for bad loans (57%).
Low Risk Liabilities: 82% of SABE N's liabilities are made up of primarily low risk sources of funding.
Loan Level: SABE N has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: SABE N's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: SABE N has a high level of bad loans (3.4%).