Regions Financial Balance Sheet Health
Financial Health criteria checks 6/6
Regions Financial has total assets of $154.1B and total equity of $16.9B. Total deposits are $128.5B, and total loans are $96.6B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $8.8B.
Key information
9.1x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | US$128.46b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$8.83b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RF *'s Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: RF * has a sufficient allowance for bad loans (265%).
Low Risk Liabilities: 94% of RF *'s liabilities are made up of primarily low risk sources of funding.
Loan Level: RF * has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: RF *'s Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: RF * has an appropriate level of bad loans (0.6%).