PNC Financial Services Group Balance Sheet Health
Financial Health criteria checks 6/6
PNC Financial Services Group has total assets of $561.6B and total equity of $51.1B. Total deposits are $421.4B, and total loans are $316.7B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $10.1B.
Key information
11x
Asset to equity ratio
2.8%
Net interest margin
Total deposits | US$421.42b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$10.14b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PNC *'s Assets to Equity ratio (11x) is moderate.
Allowance for Bad Loans: PNC * has a sufficient allowance for bad loans (220%).
Low Risk Liabilities: 83% of PNC *'s liabilities are made up of primarily low risk sources of funding.
Loan Level: PNC * has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: PNC *'s Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: PNC * has an appropriate level of bad loans (0.7%).