Bank OZK Past Earnings Performance
Past criteria checks 4/6
Bank OZK has been growing earnings at an average annual rate of 11.2%, while the Banks industry saw earnings growing at 10.4% annually. Revenues have been growing at an average rate of 8.2% per year. Bank OZK's return on equity is 13.8%, and it has net margins of 49.6%.
Key information
11.2%
Earnings growth rate
13.3%
EPS growth rate
| Banks Industry Growth | 10.4% |
| Revenue growth rate | 8.2% |
| Return on equity | 13.8% |
| Net Margin | 49.6% |
| Last Earnings Update | 30 Sep 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Bank OZK makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 23 | 1,335 | 662 | 339 | 0 |
| 30 Jun 23 | 1,272 | 621 | 333 | 0 |
| 31 Mar 23 | 1,211 | 585 | 317 | 0 |
| 31 Dec 22 | 1,152 | 548 | 305 | 0 |
| 30 Sep 22 | 1,131 | 538 | 298 | 0 |
| 30 Jun 22 | 1,129 | 540 | 291 | 0 |
| 31 Mar 22 | 1,143 | 559 | 287 | 0 |
| 31 Dec 21 | 1,166 | 579 | 284 | 0 |
| 30 Sep 21 | 1,117 | 550 | 281 | 0 |
| 30 Jun 21 | 1,084 | 529 | 281 | 0 |
| 31 Mar 21 | 958 | 428 | 278 | 0 |
| 31 Dec 20 | 781 | 292 | 276 | 0 |
| 30 Sep 20 | 767 | 272 | 274 | 0 |
| 30 Jun 20 | 760 | 267 | 268 | 0 |
| 31 Mar 20 | 835 | 327 | 266 | 0 |
| 31 Dec 19 | 959 | 426 | 259 | 0 |
| 30 Sep 19 | 973 | 440 | 248 | 0 |
| 30 Jun 19 | 939 | 410 | 245 | 0 |
| 31 Mar 19 | 937 | 415 | 239 | 0 |
| 31 Dec 18 | 932 | 417 | 238 | 0 |
| 30 Sep 18 | 919 | 448 | 235 | 0 |
| 30 Jun 18 | 951 | 470 | 223 | 0 |
| 31 Mar 18 | 936 | 446 | 219 | 0 |
| 31 Dec 17 | 913 | 422 | 211 | 0 |
| 30 Sep 17 | 892 | 364 | 209 | 0 |
| 30 Jun 17 | 855 | 344 | 210 | 0 |
| 31 Mar 17 | 764 | 307 | 191 | 0 |
| 31 Dec 16 | 680 | 270 | 171 | 0 |
| 30 Sep 16 | 596 | 234 | 151 | 0 |
| 30 Jun 16 | 514 | 204 | 129 | 0 |
| 31 Mar 16 | 490 | 194 | 125 | 0 |
| 31 Dec 15 | 465 | 182 | 122 | 0 |
| 30 Sep 15 | 426 | 166 | 118 | 0 |
| 30 Jun 15 | 401 | 152 | 117 | 0 |
| 31 Mar 15 | 365 | 133 | 111 | 0 |
| 31 Dec 14 | 326 | 119 | 104 | 0 |
| 30 Sep 14 | 305 | 108 | 100 | 0 |
| 30 Jun 14 | 278 | 103 | 93 | 0 |
| 31 Mar 14 | 261 | 97 | 88 | 0 |
| 31 Dec 13 | 252 | 91 | 86 | 0 |
| 30 Sep 13 | 239 | 88 | 83 | 0 |
| 30 Jun 13 | 231 | 80 | 81 | 0 |
| 31 Mar 13 | 226 | 79 | 81 | 0 |
| 31 Dec 12 | 223 | 77 | 79 | 0 |
Quality Earnings: OZK * has high quality earnings.
Growing Profit Margin: OZK *'s current net profit margins (49.6%) are higher than last year (47.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: OZK *'s earnings have grown by 11.2% per year over the past 5 years.
Accelerating Growth: OZK *'s earnings growth over the past year (23%) exceeds its 5-year average (11.2% per year).
Earnings vs Industry: OZK * earnings growth over the past year (23%) did not outperform the Banks industry 37.4%.
Return on Equity
High ROE: OZK *'s Return on Equity (13.8%) is considered low.