NatWest Group Balance Sheet Health
Financial Health criteria checks 5/6
NatWest Group has total assets of £697.5B and total equity of £37.9B. Total deposits are £443.0B, and total loans are £407.2B earning a Net Interest Margin of 2.1%. It has insufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are £212.2B.
Key information
18.4x
Asset to equity ratio
2.1%
Net interest margin
Total deposits | UK£442.97b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | UK£212.21b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NWG N's Assets to Equity ratio (18.4x) is moderate.
Allowance for Bad Loans: NWG N has a low allowance for bad loans (63%).
Low Risk Liabilities: 67% of NWG N's liabilities are made up of primarily low risk sources of funding.
Loan Level: NWG N has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: NWG N's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: NWG N has an appropriate level of bad loans (1.4%).