ICICI Bank Balance Sheet Health
Financial Health criteria checks 4/6
ICICI Bank has total assets of ₹24,073.9B and total equity of ₹2,871.1B. Total deposits are ₹14,567.3B, and total loans are ₹13,030.5B earning a Net Interest Margin of 4.5%. It has insufficient allowance for bad loans, which are currently at 2.2% of total loans. Cash and short-term investments are ₹1,345.1B.
Key information
8.4x
Asset to equity ratio
4.5%
Net interest margin
| Total deposits | ₹14.57t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.2% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹1.35t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IBN N's Assets to Equity ratio (8.4x) is low.
Allowance for Bad Loans: Insufficient data to determine if IBN N has a sufficient allowance for bad loans.
Low Risk Liabilities: 69% of IBN N's liabilities are made up of primarily low risk sources of funding.
Loan Level: IBN N has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: IBN N's Loans to Deposits ratio (89%) is appropriate.
Level of Bad Loans: IBN N has a high level of bad loans (2.2%).