HDFC Bank Past Earnings Performance
Past criteria checks 4/6
HDFC Bank has been growing earnings at an average annual rate of 20.5%, while the Banks industry saw earnings growing at 22.7% annually. Revenues have been growing at an average rate of 29.9% per year. HDFC Bank's return on equity is 14.4%, and it has net margins of 25.1%.
Key information
20.5%
Earnings growth rate
14.3%
EPS growth rate
| Banks Industry Growth | 10.4% |
| Revenue growth rate | 29.9% |
| Return on equity | 14.4% |
| Net Margin | 25.1% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How HDFC Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 2,761,061 | 691,810 | 497,327 | 0 |
| 30 Jun 24 | 2,663,374 | 681,665 | 490,024 | 0 |
| 31 Mar 24 | 2,288,379 | 640,620 | 466,645 | 0 |
| 31 Dec 23 | 1,933,224 | 590,341 | 382,157 | 0 |
| 30 Sep 23 | 1,380,478 | 488,373 | 400,201 | 0 |
| 30 Jun 23 | 1,206,281 | 487,884 | 213,612 | 0 |
| 31 Mar 23 | 1,130,321 | 459,971 | 311,333 | 0 |
| 31 Dec 22 | 1,063,617 | 438,457 | 275,843 | 0 |
| 30 Sep 22 | 994,716 | 418,044 | 284,323 | 0 |
| 30 Jun 22 | 960,154 | 397,098 | 257,277 | 0 |
| 31 Mar 22 | 911,858 | 380,528 | 247,646 | 0 |
| 31 Dec 21 | 875,561 | 360,435 | 230,873 | 0 |
| 30 Sep 21 | 828,142 | 335,679 | 238,776 | 0 |
| 30 Jun 21 | 804,006 | 328,281 | 218,397 | 0 |
| 31 Mar 21 | 777,974 | 318,332 | 214,970 | 0 |
| 31 Dec 20 | 752,659 | 306,796 | 202,493 | 0 |
| 30 Sep 20 | 774,294 | 323,507 | 204,536 | 0 |
| 30 Jun 20 | 715,435 | 285,051 | 199,700 | 0 |
| 31 Mar 20 | 712,309 | 272,540 | 196,865 | 0 |
| 31 Dec 19 | 698,242 | 262,745 | 186,794 | 0 |
| 30 Sep 19 | 665,892 | 239,671 | 196,742 | 0 |
| 30 Jun 19 | 646,879 | 232,001 | 174,084 | 0 |
| 31 Mar 19 | 620,129 | 223,324 | 168,591 | 0 |
| 31 Dec 18 | 592,785 | 213,133 | 97,199 | 0 |
| 30 Sep 18 | 561,237 | 206,261 | 157,917 | 0 |
| 30 Jun 18 | 543,546 | 193,450 | 120,337 | 0 |
| 31 Mar 18 | 523,911 | 185,100 | 151,373 | 0 |
| 31 Dec 17 | 500,618 | 177,508 | 150,436 | 0 |
| 30 Sep 17 | 477,325 | 169,916 | 149,499 | 0 |
| 30 Jun 17 | 459,245 | 161,086 | 144,722 | 0 |
| 31 Mar 17 | 441,166 | 152,256 | 139,946 | 0 |
| 31 Dec 16 | 422,287 | 144,819 | 133,426 | 0 |
| 30 Sep 16 | 403,409 | 137,382 | 126,905 | 0 |
| 30 Jun 16 | 388,419 | 132,697 | 119,113 | 0 |
| 31 Mar 16 | 373,429 | 128,013 | 111,320 | 0 |
| 31 Dec 15 | 355,511 | 122,182 | 109,875 | 0 |
| 30 Sep 15 | 337,593 | 116,351 | 108,429 | 0 |
| 30 Jun 15 | 322,081 | 111,620 | 100,749 | 0 |
| 31 Mar 15 | 306,570 | 106,889 | 93,069 | 0 |
| 31 Dec 14 | 293,499 | 101,394 | 92,390 | 0 |
| 30 Sep 14 | 280,428 | 95,900 | 91,710 | 0 |
| 30 Jun 14 | 268,616 | 91,667 | 86,867 | 0 |
| 31 Mar 14 | 256,803 | 87,435 | 82,024 | 0 |
| 31 Dec 13 | 245,716 | 82,209 | 82,780 | 0 |
Quality Earnings: HDB N has high quality earnings.
Growing Profit Margin: HDB N's current net profit margins (25.1%) are lower than last year (35.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: HDB N's earnings have grown significantly by 20.5% per year over the past 5 years.
Accelerating Growth: HDB N's earnings growth over the past year (41.7%) exceeds its 5-year average (20.5% per year).
Earnings vs Industry: HDB N earnings growth over the past year (41.7%) exceeded the Banks industry 15.3%.
Return on Equity
High ROE: HDB N's Return on Equity (14.4%) is considered low.