HSBC Holdings Balance Sheet Health
Financial Health criteria checks 4/6
HSBC Holdings has total assets of $3,000.5B and total equity of $198.4B. Total deposits are $1,648.1B, and total loans are $1,054.6B earning a Net Interest Margin of 1.7%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are $1,077.7B.
Key information
15.1x
Asset to equity ratio
1.7%
Net interest margin
Total deposits | US$1.65t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | US$1.08t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HBC N's Assets to Equity ratio (15.1x) is moderate.
Allowance for Bad Loans: HBC N has a low allowance for bad loans (51%).
Low Risk Liabilities: 59% of HBC N's liabilities are made up of primarily low risk sources of funding.
Loan Level: HBC N has an appropriate level of Loans to Assets ratio (35%).
Low Risk Deposits: HBC N's Loans to Deposits ratio (64%) is appropriate.
Level of Bad Loans: HBC N has a high level of bad loans (2%).