Erste Group Bank Balance Sheet Health
Financial Health criteria checks 4/6
Erste Group Bank has total assets of €344.1B and total equity of €29.0B. Total deposits are €249.8B, and total loans are €242.6B earning a Net Interest Margin of 2.5%. It has insufficient allowance for bad loans, which are currently at 2.1% of total loans. Cash and short-term investments are €12.9B.
Key information
11.9x
Asset to equity ratio
2.5%
Net interest margin
| Total deposits | €249.84b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €12.87b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EBO N's Assets to Equity ratio (11.9x) is moderate.
Allowance for Bad Loans: EBO N has a low allowance for bad loans (80%).
Low Risk Liabilities: 79% of EBO N's liabilities are made up of primarily low risk sources of funding.
Loan Level: EBO N has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: EBO N's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: EBO N has a high level of bad loans (2.1%).