Citigroup Valuation

Is C * undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of C * when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate C *'s fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate C *'s fair value for valuation analysis.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for C *?

Key metric: As C * is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for C *. This is calculated by dividing C *'s market cap by their current earnings.
What is C *'s PE Ratio?
PE Ratio19.6x
EarningsUS$6.70b
Market CapUS$130.26b

Price to Earnings Ratio vs Peers

How does C *'s PE Ratio compare to its peers?

The above table shows the PE ratio for C * vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average45.6x
GFNORTE O Grupo Financiero Banorte. de
7.4x4.1%Mex$407.2b
ELEKTRA * Grupo Elektra. de
162.9xn/aMex$209.5b
GFINBUR O Grupo Financiero Inbursa. de
7.7x3.8%Mex$274.0b
BBAJIO O Banco del Bajío Institución de Banca Múltiple
4.5x-6.3%Mex$48.1b
C * Citigroup
19.6x30.4%Mex$130.3b

Price-To-Earnings vs Peers: C * is good value based on its Price-To-Earnings Ratio (19.6x) compared to the peer average (45.6x).


Price to Earnings Ratio vs Industry

How does C *'s PE Ratio compare vs other companies in the South American Banks Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
No. of Companies9PE0612182430+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: C * is expensive based on its Price-To-Earnings Ratio (19.6x) compared to the South American Banks industry average (8.8x).


Price to Earnings Ratio vs Fair Ratio

What is C *'s PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

C * PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio19.6x
Fair PE Ratio12.3x

Price-To-Earnings vs Fair Ratio: C * is expensive based on its Price-To-Earnings Ratio (19.6x) compared to the estimated Fair Price-To-Earnings Ratio (12.3x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst C * forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentMex$1,416.00
Mex$1,564.04
+10.5%
13.9%Mex$2,245.53Mex$1,347.32n/a19
Nov ’25Mex$1,296.00
Mex$1,468.87
+13.3%
9.1%Mex$1,809.26Mex$1,272.45n/a19
Oct ’25Mex$1,194.04
Mex$1,426.30
+19.5%
10.1%Mex$1,706.35Mex$1,235.63n/a19
Sep ’25Mex$1,205.40
Mex$1,399.05
+16.1%
9.6%Mex$1,685.01Mex$1,200.81n/a20
Aug ’25Mex$1,173.03
Mex$1,355.44
+15.6%
9.6%Mex$1,612.60Mex$1,162.57n/a20
Jul ’25Mex$1,160.14
Mex$1,248.75
+7.6%
10.5%Mex$1,555.12Mex$1,006.25n/a22
Jun ’25Mex$1,045.01
Mex$1,154.58
+10.5%
10.3%Mex$1,463.53Mex$935.98n/a22
May ’25Mex$1,037.01
Mex$1,154.58
+11.3%
10.3%Mex$1,463.53Mex$935.98n/a22
Apr ’25Mex$1,051.71
Mex$1,059.42
+0.7%
13.4%Mex$1,463.57Mex$831.58n/a22
Mar ’25Mex$950.00
Mex$1,043.08
+9.8%
15.3%Mex$1,618.25Mex$732.47n/a23
Feb ’25Mex$953.00
Mex$1,043.29
+9.5%
16.0%Mex$1,634.83Mex$739.97n/a23
Jan ’25Mex$873.00
Mex$915.06
+4.8%
20.3%Mex$1,442.81Mex$678.97n/a23
Dec ’24Mex$810.04
Mex$876.18
+8.2%
20.6%Mex$1,475.91Mex$694.54n/a23
Nov ’24Mex$713.99
Mex$921.46
+29.1%
19.5%Mex$1,484.73Mex$760.47Mex$1,296.0022
Oct ’24Mex$701.82
Mex$921.61
+31.3%
17.3%Mex$1,420.07Mex$753.86Mex$1,194.0422
Sep ’24Mex$704.00
Mex$911.28
+29.4%
17.6%Mex$1,452.76Mex$734.93Mex$1,205.4022
Aug ’24Mex$785.01
Mex$913.70
+16.4%
18.1%Mex$1,474.09Mex$753.80Mex$1,173.0322
Jul ’24Mex$792.00
Mex$956.82
+20.8%
17.2%Mex$1,438.04Mex$770.38Mex$1,160.1422
Jun ’24Mex$782.01
Mex$996.11
+27.4%
16.4%Mex$1,409.46Mex$802.86Mex$1,045.0122
May ’24Mex$840.01
Mex$1,023.08
+21.8%
15.3%Mex$1,406.51Mex$811.45Mex$1,037.0122
Apr ’24Mex$839.40
Mex$1,028.54
+22.5%
16.5%Mex$1,375.83Mex$752.12Mex$1,051.7122
Mar ’24Mex$947.19
Mex$1,070.39
+13.0%
18.3%Mex$1,634.40Mex$770.23Mex$950.0022
Feb ’24Mex$960.03
Mex$1,062.17
+10.6%
17.8%Mex$1,557.84Mex$769.54Mex$953.0022
Jan ’24Mex$879.88
Mex$1,086.59
+23.5%
20.2%Mex$1,690.72Mex$816.21Mex$873.0023
Dec ’23Mex$932.38
Mex$1,078.38
+15.7%
21.1%Mex$1,724.01Mex$804.54Mex$810.0422
Nov ’23Mex$895.41
Mex$1,101.50
+23.0%
19.3%Mex$1,565.34Mex$832.20Mex$713.9922

Analyst Forecast: Target price is less than 20% higher than the current share price.


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