Byline Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Byline Bancorp has total assets of $7.6B and total equity of $813.9M. Total deposits are $5.9B, and total loans are $5.5B. It earns a Net Interest Margin of 4%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $384.3M.
Key information
9.3x
Asset to equity ratio
4.0%
Net interest margin
Total deposits | US$5.92b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$384.34m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BY *'s Assets to Equity ratio (9.3x) is low.
Allowance for Bad Loans: BY * has a sufficient allowance for bad loans (242%).
Low Risk Liabilities: 88% of BY *'s liabilities are made up of primarily low risk sources of funding.
Loan Level: BY * has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: BY *'s Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: BY * has an appropriate level of bad loans (0.7%).