Bankinter has been growing earnings at an average annual rate of 25.8%, while the Banks industry saw earnings growing at 15.8% annually. Revenues have been growing at an average rate of 14.2% per year. Bankinter's return on equity is 17.1%, and it has net margins of 40.2%.
Key information
25.80%
Earnings growth rate
25.72%
EPS growth rate
Banks Industry Growth
10.37%
Revenue growth rate
14.25%
Return on equity
17.07%
Net Margin
40.16%
Last Earnings Update
31 Mar 2026
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Bankinter makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
BMV:BKT N Revenue, expenses and earnings (EUR Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Mar 26
2,765
1,111
1,003
0
31 Dec 25
2,725
1,090
996
0
30 Sep 25
2,655
1,033
1,020
0
30 Jun 25
2,634
1,021
1,005
0
31 Mar 25
2,617
1,022
987
0
31 Dec 24
2,533
953
950
0
30 Sep 24
2,437
891
940
0
30 Jun 24
2,427
900
924
0
31 Mar 24
2,354
867
907
0
31 Dec 23
2,315
845
895
0
30 Sep 23
2,257
799
883
0
30 Jun 23
2,097
692
862
0
31 Mar 23
1,913
570
850
0
31 Dec 22
1,821
545
838
0
30 Sep 22
1,689
493
806
0
30 Jun 22
1,648
445
793
0
31 Mar 22
1,623
416
781
0
31 Dec 21
1,581
378
775
0
30 Sep 21
1,594
374
776
0
30 Jun 21
1,490
331
770
0
31 Mar 21
1,286
189
766
0
31 Dec 20
1,267
174
753
0
30 Sep 20
1,161
161
722
0
30 Jun 20
1,316
229
792
0
31 Mar 20
1,547
416
755
0
31 Dec 19
1,496
437
745
0
30 Sep 19
1,682
501
814
0
30 Jun 19
1,658
508
784
0
31 Mar 19
1,728
493
870
0
31 Dec 18
1,867
514
942
0
30 Sep 18
1,855
511
933
0
30 Jun 18
1,807
504
917
0
31 Mar 18
1,735
502
902
0
31 Dec 17
1,676
484
884
0
30 Sep 17
1,637
458
886
0
30 Jun 17
1,605
437
879
0
31 Mar 17
1,547
502
871
0
31 Dec 16
1,490
482
838
0
30 Sep 16
1,388
476
775
0
30 Jun 16
1,336
465
741
0
31 Mar 16
1,327
386
700
0
31 Dec 15
1,309
376
693
0
30 Sep 15
1,270
346
744
0
30 Jun 15
1,230
323
733
0
Quality Earnings: BKT N has high quality earnings.
Growing Profit Margin: BKT N's current net profit margins (40.2%) are higher than last year (39.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BKT N's earnings have grown significantly by 25.8% per year over the past 5 years.
Accelerating Growth: BKT N's earnings growth over the past year (8.6%) is below its 5-year average (25.8% per year).
Earnings vs Industry: BKT N earnings growth over the past year (8.6%) exceeded the Banks industry -0.6%.
Return on Equity
High ROE: BKT N's Return on Equity (17.1%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
7D
1Y
7D
1Y
7D
1Y
Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/06/15 16:07
End of Day Share Price
2026/04/23 00:00
Earnings
2026/03/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Bankinter, S.A. is covered by 36 analysts. 19 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.