Bank of China Balance Sheet Health
Financial Health criteria checks 6/6
Bank of China has total assets of CN¥31,085.2B and total equity of CN¥2,661.8B. Total deposits are CN¥22,173.7B, and total loans are CN¥18,748.0B. It earns a Net Interest Margin of 1.8%. It has sufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are CN¥2,813.7B.
Key information
11.7x
Asset to equity ratio
1.8%
Net interest margin
Total deposits | CN¥22.17t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥2.81t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 3988 N's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: 3988 N has a sufficient allowance for bad loans (188%).
Low Risk Liabilities: 78% of 3988 N's liabilities are made up of primarily low risk sources of funding.
Loan Level: 3988 N has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: 3988 N's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: 3988 N has an appropriate level of bad loans (1.3%).