NBS Bank Balance Sheet Health
Financial Health criteria checks 5/6
NBS Bank has total assets of MWK972.9B and total equity of MWK78.0B. Total deposits are MWK648.6B, and total loans are MWK185.2B.
Key information
12.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | MK 648.60b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 6.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | MK 145.33b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NBS's Assets to Equity ratio (12.5x) is moderate.
Allowance for Bad Loans: NBS has a sufficient allowance for bad loans (106%).
Low Risk Liabilities: 72% of NBS's liabilities are made up of primarily low risk sources of funding.
Loan Level: NBS has an appropriate level of Loans to Assets ratio (19%).
Low Risk Deposits: NBS's Loans to Deposits ratio (29%) is appropriate.
Level of Bad Loans: NBS has a high level of bad loans (6.6%).