NBS Bank Balance Sheet Health
Financial Health criteria checks 5/6
NBS Bank has total assets of MWK657.7B and total equity of MWK50.0B. Total deposits are MWK538.5B, and total loans are MWK153.8B.
Key information
13.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | MK538.53b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 5.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | MK189.83b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NBS's Assets to Equity ratio (13.1x) is moderate.
Allowance for Bad Loans: NBS has a sufficient allowance for bad loans (118%).
Low Risk Liabilities: 89% of NBS's liabilities are made up of primarily low risk sources of funding.
Loan Level: NBS has an appropriate level of Loans to Assets ratio (23%).
Low Risk Deposits: NBS's Loans to Deposits ratio (29%) is appropriate.
Level of Bad Loans: NBS has a high level of bad loans (5.2%).