FDH Bank Plc

MAL:FDHB Stock Report

Market Cap: MK 4.4t

FDH Bank Past Earnings Performance

Past criteria checks 5/6

FDH Bank has been growing earnings at an average annual rate of 49.3%, while the Banks industry saw earnings growing at 38.7% annually. Revenues have been growing at an average rate of 41.5% per year. FDH Bank's return on equity is 69.5%, and it has net margins of 41.9%.

Key information

49.26%

Earnings growth rate

44.50%

EPS growth rate

Banks Industry Growth30.26%
Revenue growth rate41.50%
Return on equity69.49%
Net Margin41.94%
Last Earnings Update30 Jun 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How FDH Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

MAL:FDHB Revenue, expenses and earnings (MWK Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 25253,692106,40565,4290
31 Mar 25220,51490,23465,4290
31 Dec 24187,33674,06365,4290
30 Jun 24133,03348,56846,1600
31 Mar 24117,32542,10846,1600
31 Dec 23101,61635,64746,1600
30 Sep 2391,08732,44300
30 Jun 2380,55829,24032,5350
31 Mar 2372,42226,08632,5350
31 Dec 2264,28622,93200
30 Sep 2258,98019,37413,6540
30 Jun 2253,67515,81627,3080
31 Mar 2248,72913,73727,3080
31 Dec 2143,78311,65927,3080
30 Sep 2144,80713,48725,2250
30 Jun 2145,83215,31523,1420
31 Mar 2144,53314,65223,1420
31 Dec 2043,23313,98923,1420
30 Sep 2036,6589,52722,6530
30 Jun 2034,5427,71922,1640
31 Mar 2034,2247,78322,1640
31 Dec 1930,1175,19322,1640
30 Sep 1933,1097,91120,8190
30 Jun 1932,3117,97518,7390
31 Mar 1929,9706,97018,7390
31 Dec 1827,6305,96519,4730
30 Sep 1820,5731,91126,2390
30 Jun 1814,691-1,48316,5020
31 Mar 1814,965-1,24316,5020
31 Dec 1715,239-1,00416,5020
30 Sep 1713,284-3,36100
30 Jun 1710,430-5,75800
31 Mar 179,241-6,76500
31 Dec 168,053-7,77100
30 Jun 169,103-32800
31 Mar 169,69668000
31 Dec 1510,2891,68800
30 Jun 1516,4974,5865,4350
31 Mar 1513,4623,9585,4350
31 Dec 1410,4273,3295,4350

Quality Earnings: FDHB has high quality earnings.

Growing Profit Margin: FDHB's current net profit margins (41.9%) are higher than last year (36.5%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: FDHB's earnings have grown significantly by 49.3% per year over the past 5 years.

Accelerating Growth: FDHB's earnings growth over the past year (119.1%) exceeds its 5-year average (49.3% per year).

Earnings vs Industry: FDHB earnings growth over the past year (119.1%) exceeded the Banks industry 77.4%.


Return on Equity

High ROE: Whilst FDHB's Return on Equity (69.49%) is outstanding, this metric is skewed due to their high level of debt.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/19 04:32
End of Day Share Price 2025/11/19 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

FDH Bank Plc is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.